Tool — receipt decoder
Decode a receipt
no uploadYour receipt says Chipotle — your statement will say DD *DOORDASH. Your Amazon email says Amazon — your statement says AMZN MKTP US*R57TQ0XY1. Paste any digital receipt below and find out exactly what the charge will look like on your bank statement — before you ever see it.
Common receipts and the statement lines they become
These are the most-asked pairs. Each one links to the full explanation of what the charge is, why it looks like that, and how to verify it.
| Receipt from | Statement shows | Notes |
|---|---|---|
| Amazon order confirmation | AMZN MKTP US*… | Marketplace orders; digital purchases bill as AMZN DIGITAL* |
| Apple receipt (App Store, subscriptions) | APPLE.COM/BILL | Often includes the 866-712-7753 billing line |
| Netflix membership email | NETFLIX.COM | Recurring monthly line |
| DoorDash order (any restaurant) | DD *DOORDASH | DashPass bills as DOORDASHDASHPASS |
| Uber ride receipt | UBER *TRIP | Pending trips can show UBR*PENDING first |
| Uber Eats order | UBER *EATS | Tips can post as a separate line |
| PayPal "You sent $X to…" | PAYPAL *[merchant] | Bank-funded transfers show PAYPAL INST XFER |
| Steam purchase | STEAMGAMES.COM | Valve’s billing name, not "Steam" |
| Spotify receipt | SPOTIFY USA | Recurring subscription line |
| Hulu billing email | HLU*HULU | Including the 877 billing number |
| OnlyFans / creator sites | FENIX INTERNET LLC | Or CCBILL.COM *SITENAME for some creators |
Why the receipt and the statement disagree
A receipt is marketing; a statement line is plumbing. The receipt shows the brand you recognize (Chipotle, Amazon, Steam). The statement shows the descriptor registered with the payment network — the legal billing entity, a parent company, or a processor prefix like SQ * or PAYPAL *. Banks then truncate or reformat it to fit their own layout. Same purchase, two completely different-looking names. The descriptor explainer walks through the full anatomy of a statement line.
Delivery platforms flip the problem: the receipt names the restaurant (which you recognize), but the statement names the platform (DD *DOORDASH, UBER *EATS). That’s why a restaurant you’ve never heard of can still be a charge you made.
When the statement line won’t match the receipt exactly
- Tips. Uber, DoorDash, and restaurants can post the tip as a second line a day or two after the receipt.
- Holds. Gas stations, hotels, and ride apps pre-authorize an amount that later settles to the receipt total.
- PayPal funding. If your PayPal balance funded the payment, the bank statement shows a transfer from your bank — PAYPAL INST XFER — not the merchant.
- Processor billing. Small businesses, creators, and app stores bill under their processor’s name (SQ *, PADDLE.NET*), so the receipt merchant never appears on the statement at all.
Receipt, statement, or neither?
- Receipt in hand? This tool — paste the email text.
- Statement in hand? The PDF statement decoder reads an entire statement PDF in your browser.
- One cryptic line? Decode a charge takes a single descriptor.
- Still stumped? Browse all 900+ charges, or report the charge so we can add it.
A descriptor prediction is a hint, not a verified audit — the same merchant can bill under several names, and your bank controls the final formatting. Confirm the amount and date against your receipt before disputing anything. Not financial advice.