UnknownCharges

Tool — recurring payments

Subscription tracker

stays in your browser

Add the subscriptions and memberships you recognize. The tracker keeps a running total of the entries you supply, including the monthly equivalent of annual payments.

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> everything stays in your browser (localStorage) — nothing is sent anywhere

Spotting subscriptions on your statement

  • Repeated amounts and labels can suggest a renewal; confirm the billing schedule in the account.
  • Lookup labels to investigate include: APPLE.COM/BILL, GOOGLE *, HLU*, SXM*.
  • Check annual plans as well as monthly payments; use the renewal date on the receipt.
  • Find a line you don't want? See the unknown-charge playbook for account checks and reporting routes.

Frequently asked questions

How do I find hidden subscriptions on my bank statement?

Compare repeated labels, dates and amounts, then check the associated account or receipt. Similar payments are clues, not proof of a subscription or consent. This tracker totals the entries you add; it does not discover payments in your bank account.

What is a zombie subscription?

The term describes a renewal you forgot about or expected to stop. Check the account's subscription status and cancellation confirmation. Google Play says uninstalling an app does not cancel its subscription; use the billing provider's cancellation process.

How can I cancel a subscription if I don't know the login?

Use the billing provider's official account-recovery or support route and compare your receipt. If a payment appears unauthorized, contact your issuer promptly. Ask which payment controls apply to your payment method; stopping payment does not itself end the service contract.

Why did a free trial automatically charge my credit card?

Check the terms and renewal date shown when you enrolled, the account used and any cancellation confirmation. A posted charge alone does not establish valid consent. Ask the billing provider to explain it, and promptly report suspected unauthorized activity to your issuer.

Can my bank block a specific recurring subscription?

For automatic withdrawals from a bank account, CFPB describes revoking authorization with the company and bank, and a possible stop-payment order. Ask your bank about its process and fee. Do not apply this account-withdrawal process universally to every card payment; cancellation of the underlying contract is separate.

Which recurring payments should I check?

Examples to review include memberships, app subscriptions, streaming plans and annual software or domain renewals. This is a checklist, not a measured ranking. Match each payment with an account record before labeling it a forgotten subscription.

How do I stop Apple or Google from billing me every month?

For Apple-billed subscriptions on iPhone, open Settings, your name, then Subscriptions. For Google Play, open the account's subscription list and select Manage, then Cancel subscription. Use the account and provider on the receipt; other providers need their own cancellation route.

Does canceling a credit card stop all subscriptions?

Replacing a card is separate from cancelling a subscription or revoking a payment authorization. Ask your issuer how replacement affects recurring payments on your account, and cancel the underlying service through its billing provider if that is your intention.

Sources checked October 9, 2026: CFPB automatic bank-account payments, Apple subscription cancellation and Google Play cancellation.

This tool is a ledger, not a biller — it can't cancel anything for you. Nothing here is financial advice.