Terms of Service

What this site is

UnknownCharges is a free, independent reference that explains cryptic bank and credit card statement descriptors. Content is informational only — it is not financial, legal, or investment advice, and it is not a substitute for talking to your bank or the merchant.

No affiliation

UnknownCharges is not affiliated with, endorsed by, or sponsored by any company mentioned on this site. Merchant names, descriptor strings, and support links are provided for identification purposes only.

Accuracy of content

We work from official documentation, merchant support pages, and public reports, and every charge page cites its sources. Even so, billing descriptors and policies change without notice. Content may be incomplete, out of date, or wrong for your specific account. Verify any charge with the merchant or your bank before acting on it — your bank's statement and its explanation are the final authority.

Acceptable use

You may use the site and its tools free of charge. You may not scrape, copy, or republish substantial portions of the content for commercial purposes, or use the site in any way that violates applicable law.

Intellectual property

The site's own writing, structure, and design are ours. Merchant names, logo words, and descriptor strings belong to their respective owners and are used here only to identify them.

External links

We link to merchant support pages so you can confirm details directly. Those sites are outside our control — their content, privacy practices, and availability are theirs alone.

Limitation of liability

To the fullest extent permitted by law, UnknownCharges is provided "as is" without warranty of any kind. We are not liable for any loss, dispute, or decision made in reliance on this site's content.

Changes to these terms

If these terms change, the updated version will be posted on this page. The date below reflects the most recent revision.

Last updated: August 2026