The full ledger
All 2019 decoded charges
Every descriptor in the collection, by category. Can't find yours? Try the search — it matches partial names and cleans up pasted statement lines.
By processor prefix
The same lines, grouped by who processed them — every SQ* and AMZN* family.
US Bank Directory
Every US bank processes merchant descriptors differently. Explore our directory of major US banks to understand how your specific bank truncates names, formats dates, and handles dispute timelines.
Browse US Banks >Utilities & telecom
Monthly internet, cable, and phone bills that post under merchant abbreviations (ATT*BILL, COMCAST, SPECTRUM).
Payment processors & prefixes
SQ*, TST*, PADDLE.NET* — processor prefixes where the real business name follows the asterisk.
Shopping & marketplaces
Marketplace charges rarely match the storefront you bought from. Amazon alone bills under half a dozen different names.
Software & online services
Subscriptions, auto-renewals, and app-store billing — the biggest source of "I forgot I signed up for that" charges.
Streaming & media
Monthly subscriptions that blend together on a statement. The amount is familiar, the name sometimes is not.
Bank codes & transfers
ACH descriptors, treasury deposits, and card-payment entries — the machine-readable names banks put on your statement.
Food & delivery
Delivery apps, meal kits, and restaurant processors — charges that show the platform, not the kitchen.
Transport & parking
Rideshares, parking apps, and gas-station services — charges tied to where you went, not what you bought.
Fitness & wellness
Gyms, apps, and wellness subscriptions with auto-renewing monthly fees that are easy to forget and hard to cancel.
Gaming
Console stores, in-game currency, and platform subscriptions — charges that show the platform, not the game.
Discreet billing
Merchants that bill under neutral parent-company names for statement privacy.
Entertainment & ticketing
Concert tickets, cinema passes, live events, and creator platforms with opaque billing names and service fees.
Travel, flights & lodging
Airline ticket numbers, hotel incidental holds, rental car toll fees, and booking agency descriptors.