The short answer
A charge from SCORESENSE* ONECLICK represents a monthly credit reporting subscription operated by One Technologies, LLC.
Why it shows up like this
One Technologies, LLC offers ScoreSense to deliver 3-bureau credit reports, scores, and credit alerts.
Billing descriptors include SCORESENSE* ONECLICK, SCORESENSE 800-972-7204, or ONETECH* SCORESENSE, renewing monthly at $29.95.
Common reasons for this charge
- A $1 seven-day trial for credit score lookup expired and converted to recurring monthly billing.
- An ongoing ScoreSense credit monitoring subscription renewed automatically.
- A user entered card information on an affiliate landing page to check credit scores.
How to locate the invoice and cancel
- Sign in to ScoreSense Go to scoresense.com and log in with your email and password.
- Go to Account Settings Click on Member Profile and view Billing Info.
- Call to Cancel Call ScoreSense customer service at 1-800-972-7204 to request cancellation.
Frequently Asked Questions
Why was I charged $29.95 after paying $1?
The $1 promotion is a 7-day trial that automatically converts into a full monthly $29.95 recurring subscription unless canceled before the 7th day.
Can I receive a refund from ScoreSense?
ScoreSense generally considers monthly fees non-refundable, but customer service agents can issue a courtesy refund if you call immediately after billing.
Dispute Rights & Fraud Prevention
If you did not authorize ScoreSense or sign up for a trial, you can dispute the transaction with your card issuer.
Under federal law, consumers have 60 days from statement delivery to dispute unauthorized credit card charges.
How do I dispute a ScoreSense charge?
Call your card issuer's dispute department to report unauthorized trial enrollment and request a permanent credit.
How long does the dispute process take?
Your financial institution has up to 90 days (two complete billing cycles) to conclude the formal investigation.
Independent reference — not affiliated with One Technologies, LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- ScoreSense Terms & Conditions https://www.scoresense.com
- FTC: Free Credit Reports and Trial Offers https://consumer.ftc.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges