The short answer
This is a legitimate charge from ExpressToll.
What is the Express Toll charge?
A statement descriptor reading EXPRESS TOLL represents an electronic highway toll payment or account replenishment billed by ExpressToll. ExpressToll manages the customer service and automated toll collection system for major highway corridors across Colorado, including the E-470 tollway and regional Express Lanes. Drivers who mount a transponder or pass through overhead gantry cameras have their tolls recorded electronically without stopping at booths.
This charge most frequently occurs when your pre-funded toll account drops below its minimum balance threshold, triggering an automatic credit card reload (often in set increments of $25 or $35). If you recently drove a rental car on Colorado toll roads, the rental agency or its third-party billing administrator may bill your card directly or forward the toll fees. Alternatively, driving through an automated gantry without a transponder generates a License Plate Toll invoice that is settled online.
To confirm the charge, log in to your official account at expresstoll.com to review your itemized trip history and transponder settings. If you do not live in or visit Colorado and have not rented a vehicle there, contact ExpressToll customer support directly to confirm another driver's license plate was not mistyped. If the charge appears completely fraudulent, notify your credit card issuer promptly to contest the transaction.
Important Warning: Phishing Scams
Be very cautious if you received a text message or email claiming you have an 'outstanding toll balance'.
Scammers are widely circulating fraudulent text messages pretending to be from tolling agencies to steal your credit card information. Do not click links in these texts.
- Step 1 Log in to your personal toll account through the official, secure website to view your transaction history.
- Step 2 If you do not have a toll account and never used a toll road, contact your bank immediately to report a potential unauthorized transaction.
Do toll agencies send text messages for overdue bills?
Legitimate agencies generally do not send text messages with links to collect payment for overdue tolls. Always verify independently.
Dispute Rights & Fraud Prevention
Under federal banking regulations, you have up to 60 days from the statement date to dispute unauthorized credit card charges.
If ExpressToll cannot confirm vehicle transponder activity or if rental car toll fees were applied in error, contact your bank to initiate a formal dispute.
Frequently asked questions
Is the EXPRESS TOLL charge legitimate?
If you authorized a payment to ExpressToll, then yes. This is the statement descriptor used by ExpressToll. ExpressToll
Independent reference — not affiliated with ExpressToll. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 5, 2026 · low · About UnknownCharges