The short answer
The registry records Choice Home Warranty Premium or Service Fee as a possible interpretation of CHW / CHOICE HOME WARRANTY. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
What Does a Choice Home Warranty Charge Mean?
Unreviewed registry note: A line item on your bank statement or credit card reading CHW / CHOICE HOME WARRANTY indicates a transaction from Choice Home Warranty. This charge represents a Choice Home Warranty Premium or Service Fee for a residential service contract. These residential contracts cover repair and replacement costs when major home systems, such as your heating, plumbing, or electrical network, or major appliances break down from ordinary wear.
Unreviewed registry note: Most cardholders see this charge as a recurring monthly premium or an annual plan renewal. Standard monthly fees typically range from $45 to $60 depending on whether you carry the Basic Plan or the Total Plan, along with any optional add-on riders for equipment like pool pumps or second refrigerators. If you recently filed a repair claim, the billing amount may be a flat $85 trade service call fee charged when a technician visits your property.
Why Am I Being Charged If I Didn't Request Service?
Unreviewed registry note: Home warranty contracts renew automatically by default. When you sign up for coverage, Choice Home Warranty keeps your card on file and bills each subsequent cycle to keep your policy active. Promotional rate periods often expire after the initial term, prompting automatic billing at the standard rate.
Frequently Asked Questions
Are Choice Home Warranty charges legitimate?
A registry match cannot establish that you authorized a transaction or that it is safe. Compare the original account records. If you did not authorize a payment, contact your issuer promptly through its official channel.
Independent reference — not affiliated with Choice Home Warranty. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Choice Home Warranty Official Site https://www.choicehomewarranty.com
- Choice Home Warranty Customer Portal https://my.choicehomewarranty.com
Evidence review pending · pending · About UnknownCharges