The short answer
A charge from CLOVER* POS NETWORK corresponds to an in-person retail/dining purchase, or a monthly POS software/app subscription from Fiserv, Inc. (Clover).
Why it shows up like this
Clover is a dominant point-of-sale hardware and payment terminal platform used by hundreds of thousands of independent restaurants, salons, and retail shops.
Descriptors include CLOVER* POS NETWORK, CLV* [STORE NAME], or CLOVER.COM* APP, representing either consumer storefront purchases or merchant POS SaaS fees ($14.95 to $84.95/mo).
Common reasons for this charge
- An in-person card purchase at a local small business, coffee shop, or boutique using a Clover Flex, Mini, or Station register.
- A monthly Clover App Market software add-on or register plan fee billed to a merchant.
- An online order placed through a local business's Clover online ordering page.
How to locate the invoice and cancel
- Look Up Digital Receipt Go to clover.com/tx/search or check your email/SMS for an instant Clover digital receipt.
- Identify the Merchant Review the receipt to view the physical store address, itemized goods, and contact phone number.
- Contact Business for Refunds Reach out to the store directly for returns or adjustments.
Frequently Asked Questions
Why did Clover show up instead of the restaurant's name?
When merchants configure their Clover terminal without setting a customized DBA descriptor, the default Clover network identifier appears on bank statements.
How do I get a receipt from Clover?
Visit clover.com/tx/search and enter the transaction date, amount, and the last 4 digits of your card to retrieve a full digital receipt.
Dispute Rights & Fraud Prevention
If you did not make a purchase at a Clover merchant, look up the digital receipt online before filing a dispute.
Dispute unauthorized transactions under the Fair Credit Billing Act within 60 days of the statement date.
How do I report an unrecognized Clover charge?
Retrieve the transaction details via clover.com/tx/search or call Clover support at 1-888-263-8638.
How long does a dispute investigation take?
Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).
Independent reference — not affiliated with Fiserv, Inc. / Clover Network, LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Clover Terms of Service & Merchant Agreement https://www.clover.com
- CFPB: Payment Processor Disclosures https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges