The short answer
This charge is a payment to the Texas Workforce Commission. It represents state unemployment tax payments submitted by Texas employers for their required quarterly payroll tax liabilities.
What is the Texas Workforce Commission tax?
In Texas, employers are legally required to pay state unemployment insurance taxes, which fund unemployment benefits for eligible workers. When a business owner or their payroll processor remits these quarterly payments online to the Texas Workforce Commission (TWC), it generates the TWC TAX PYMT descriptor.
The amount charged is based on the employer's specific tax rate and the taxable wages paid to employees during that specific quarter. Most Texas businesses utilize the TWC's Unemployment Tax Services (UTS) portal to manage these automated electronic transfers.
- Consult Payroll Services Check with your payroll provider or internal accounting team to confirm the timing and amount of your quarterly TWC tax deposits.
When are TWC unemployment taxes due?
Texas unemployment taxes are generally due on the last day of the month following the end of each calendar quarter.
Do employees pay this tax?
No, state unemployment taxes in Texas are paid entirely by the employer. It is illegal to deduct this tax from an employee's wages.
Verifying your TWC payments
To verify that your business's unemployment tax payment was properly credited, you should log into the TWC Unemployment Tax Services online portal. Your dashboard will reflect all processed electronic funds transfers and current account balances.
If you see this charge on a personal bank account and do not own a business or employ household workers (like a nanny), it is highly unusual. Contact your financial institution to report the charge as it may indicate a banking error or unauthorized activity.
- Check TWC UTS Portal Log into the official twc.texas.gov employer portal to review your company's payment history.
Can I pay TWC taxes by credit card?
Yes, TWC accepts credit card payments for unemployment taxes, though a convenience fee is applied to the transaction.
What happens if a TWC tax payment is late?
Late payments are subject to interest charges and potential penalties assessed by the Texas Workforce Commission.
Independent reference — not affiliated with Texas Workforce Commission. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- TWC Unemployment Tax Basics https://www.twc.texas.gov
- TWC Employer Portal https://www.twc.texas.gov/help-center?ref=unknowncharges
Reviewed Aug 31, 2026 · high · About UnknownCharges