The short answer
A transaction stating SECU CASHPOINTS ATM W/D documents a cash withdrawal made with your debit card at an official CashPoints automated teller machine operated by State Employees Credit Union across North Carolina.
Understanding SECU CashPoints Transactions
The transaction descriptor SECU CASHPOINTS ATM W/D on your bank statement indicates an automated teller machine cash withdrawal processed by the State Employees' Credit Union. This entry covers a SECU CashPoints ATM Cash Withdrawal, representing physical cash dispensed from proprietary credit union ATMs located across the state.
This entry appears on your financial statement because you or an authorized cardholder used a debit card at a CashPoints terminal to withdraw cash or check account balances. Cash withdrawals post to your checking account immediately, deducting funds and recording the specific terminal location and timestamp.
To verify this ATM transaction, review your receipt from the machine or check your digital banking ledger for matching withdrawal amounts and branch locations. If you notice an unrecognized ATM withdrawal or experience machine errors where cash was not dispensed, contact member services immediately to report the incident. Please review your account history regularly to maintain complete financial oversight and prevent unauthorized billing. Please review your account history regularly to maintain complete financial oversight and prevent unauthorized billing. Please review your account history regularly to maintain complete financial oversight and prevent unauthorized billing.
- PIN-authenticated cash withdrawal at a standalone or branch CashPoints kiosk
- Cash transfer or account inquiry completed at a CashPoints terminal
- Automated terminal transaction at a community credit union partner location
Auditing CashPoints Withdrawal Slips
Match your printed transaction slip against your digital account ledger.
- Log in to Member Access on the web or SECU mobile application.
- Verify the terminal location code and timestamp against your printed paper receipt.
- Confirm the debited withdrawal balance matches the cash received at the dispenser.
- Contact member support if a machine experienced a mechanical failure without dispensing funds.
Frequently Asked Questions
Are CashPoints ATMs free for all credit union members?
CashPoints ATMs are completely surcharge-free for SECU members, SECU foundation partners, and members of participating North Carolina credit union networks.
What is the daily withdrawal limit at SECU CashPoints ATMs?
Standard SECU debit cards feature a daily ATM cash withdrawal limit of one thousand dollars per business day for account security.
Part of a family
SECU CASHPOINTS ATM W/D is one of the State Employees' Credit Union statement codes lines — see the whole family decoded.
Independent reference — not affiliated with State Employees' Credit Union. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- SECU CashPoints ATM Network Directory https://www.ncsecu.org/branches-atms.html
- NCUA Guidelines on Automated Teller Terminals https://ncua.gov
Reviewed Sep 11, 2026 · high · About UnknownCharges