Is the PSN*UTILITY PAYMENT charge legitimate?

If you authorized a payment to Payment Service Network Transaction, then yes. This is the statement descriptor used by Payment Service Network. Payment Service Network

What is the PSN*UTILITY PAYMENT charge on my credit card?

The short answer

This is a legitimate transaction processed by Payment Service Network for a local utility bill.

Reviewed Aug 31, 2026 high confidence 2 verified sources How we verify

What is PSN*UTILITY PAYMENT?

PSN stands for Payment Service Network, a widely used third-party electronic payment provider that services thousands of local utility companies and municipalities.

While PSN is often confused with the PlayStation Network, in the context of a utility payment, it indicates that your water, sewer, or electric bill was securely routed through the Payment Service Network gateway.

Check your email for a receipt from Payment Service Network outlining the specific municipality or utility provider.
Compare the charge amount with recent utility bills.
Contact PSN customer support directly if you are unable to identify the originating utility company.

Independent reference — not affiliated with Payment Service Network. Billing names and policies change; verify with the merchant or your bank before acting.

Verified sources

Every claim on this page is checked against official sources — open them to confirm before you call your bank.

Payment Service Network Portal https://www.paymentservicenetwork.com
PSN Support FAQs https://www.paymentservicenetwork.com/help-center?ref=unknowncharges

Reviewed Aug 31, 2026 · high · About UnknownCharges