The short answer
The registry records Kroger as a possible interpretation of KROGER STORE #01. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of KROGER STORE #01 mean?
- #01
- A store, order or reference number. It often changes from one transaction to the next, so search without it.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Why is Kroger on my statement?
Unreviewed registry note: A charge appearing as KROGER STORE #01 on your bank statement represents a retail grocery purchase made at one of the supermarkets operated by The Kroger Co. This descriptor covers everyday in-store shopping trips for groceries, household goods, pharmacy prescriptions, and fuel purchases at affiliated fueling stations.
Unreviewed registry note: These charges appear on your statement immediately following a completed checkout transaction at a physical register or through online grocery pickup services. If you recently visited a Kroger store or ordered curbside delivery, this billing entry corresponds directly to your final purchase total.
What to do if you don't recognize it
Unreviewed registry note: If you see a Kroger charge but haven't shopped there, it could be a sign of a compromised card or an authorized user making a purchase.
Unreviewed registry note: Review your recent receipts or ask family members. If you still cannot identify it, contact your card issuer immediately to report potential fraud.
Can I dispute a Kroger grocery charge?
Unreviewed registry note: Yes, if you believe the charge from Kroger is fraudulent or unauthorized, you can initiate a dispute directly with your credit card issuer. Make sure to first check with any joint account holders who might have made the purchase.
Does Kroger charge a holding fee?
Unreviewed registry note: In most cases, Kroger does not charge a holding fee for regular in-store purchases. However, online grocery orders or pickup services may place a temporary authorization hold that drops off once the final total is calculated and settled.
Independent reference — not affiliated with Kroger. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Kroger Official Site https://kroger.com
- Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov
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