What is the JERSEY MIKES charge?

What is the Jersey Mike's charge?

A charge listed as **JERSEY MIKES** on your financial statement represents a food purchase from **Jersey Mike's Subs**, a nationwide submarine sandwich restaurant chain. Because individual restaurant locations operate as independent franchises, billing descriptors often feature specific store numbers, city names, or online ordering indicators. Transactions occur when purchasing meals in-store, through the mobile app, or via third-party food delivery services.

These charges post immediately after swiping a payment card at a restaurant register or upon completing an online catering or pickup order. Processing delays of one to three days can sometimes cause the transaction date to differ slightly from your actual meal date. If you do not recall visiting a sandwich shop, family members or coworkers using your shared payment card may be responsible.

To verify this transaction, check your receipts or banking app for store location details associated with **Jersey Mike's Subs**. If you suspect fraudulent activity or an unauthorized transaction, contact your bank or credit card issuer immediately to report the charge and request a card replacement. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.

Processing Delays and Loyalty Accounts

Remember that post dates on bank statements can sometimes lag by twenty-four to seventy-two hours, meaning a charge appearing today might correspond to a meal purchased earlier in the week. Monitoring your loyalty account and adding security verification pins prevents unauthorized reward redemptions.

If you are certain you did not make a purchase at any franchise location, contact your financial institution promptly to dispute the unauthorized charge and secure your account.

1. Step 1 Consider if you or a family member placed an order online, through the app, or via a third-party delivery service (DoorDash/Uber Eats).
2. Step 2 If you are certain you did not make a purchase, contact your financial institution immediately to dispute the charge.

Dispute Rights & Fraud Prevention

Cardholders enjoy robust federal protections against unauthorized restaurant transactions under consumer banking regulations. Reporting suspicious charges quickly ensures you receive proper credit and fraud protection.

Frequently asked questions

Verified sources

Every claim on this page is checked against official sources — open them to confirm before you call your bank.

• CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
• FTC: Fair Credit Billing Act https://consumer.ftc.gov