The short answer
The registry records Jersey Mike's Subs as a possible interpretation of JERSEY MIKES. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
What is the Jersey Mike's charge?
Unreviewed registry note: A charge listed as **JERSEY MIKES** on your financial statement represents a food purchase from **Jersey Mike's Subs**, a nationwide submarine sandwich restaurant chain. Because individual restaurant locations operate as independent franchises, billing descriptors often feature specific store numbers, city names, or online ordering indicators. Transactions occur when purchasing meals in-store, through the mobile app, or via third-party food delivery services.
Unreviewed registry note: These charges post immediately after swiping a payment card at a restaurant register or upon completing an online catering or pickup order. Processing delays of one to three days can sometimes cause the transaction date to differ slightly from your actual meal date. If you do not recall visiting a sandwich shop, family members or coworkers using your shared payment card may be responsible.
Processing Delays and Loyalty Accounts
Unreviewed registry note: Remember that post dates on bank statements can sometimes lag by twenty-four to seventy-two hours, meaning a charge appearing today might correspond to a meal purchased earlier in the week. Monitoring your loyalty account and adding security verification pins prevents unauthorized reward redemptions.
Unreviewed registry note: If you are certain you did not make a purchase at any franchise location, contact your financial institution promptly to dispute the unauthorized charge and secure your account.
- Step 1 Unreviewed registry note: Consider if you or a family member placed an order online, through the app, or via a third-party delivery service (DoorDash/Uber Eats).
- Step 2 Unreviewed registry note: If you are certain you did not make a purchase, contact your financial institution immediately to dispute the charge.
Why doesn't it just say Jersey Mike's?
Unreviewed registry note: Because stores are franchise-owned, the billing descriptor often includes the specific store number or an 'online' designation for app orders.
Independent reference — not affiliated with Jersey Mike's Subs. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
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