UnknownCharges

Descriptor decoded

What is the HOTEL RESERVATIONS N charge?

Third-Party Booking Agency

By · Last updated

08/02 HOTEL RESERVATIONS N $345.50

The short answer

This cryptic descriptor typically belongs to Hotels.com (operated by Expedia Group). Rather than the name of the specific hotel you stayed at, the charge passes through the third-party booking agency's merchant account.

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Unpacking the Third-Party Billing Trap

When you use a major Online Travel Agency (OTA) like Hotels.com to prepay for a room, the hotel itself does not bill your credit card. Instead, Hotels.com charges you under generic corporate merchant IDs such as HOTEL RESERVATIONS N.

This often causes panic for travelers reviewing their statements weeks later, as they search for the name of the boutique hotel or chain they visited and find this generic descriptor instead. The 'N' usually stands for 'Network', echoing the company's older name, Hotel Reservations Network.

  1. Log into your Hotels.com or Expedia account to cross-reference the exact dollar amount.
  2. Search your email for 'Hotels.com booking confirmation' around the transaction date.
  3. Verify if any non-refundable deposits were charged upon clicking 'Reserve'.

Independent reference — not affiliated with Hotels.com, an Expedia Group company. Billing names and policies change; verify with the merchant or your bank before acting.

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Every claim on this page is checked against official sources — open them to confirm before you call your bank.

Reviewed Aug 31, 2026 · high · About UnknownCharges