Descriptor decoded

What is the HISCOX* SMALL BIZ charge?

Verified charge
08/01 HISCOX* SMALL BIZ $55.00

The short answer

A charge from HISCOX* SMALL BIZ represents a monthly or annual commercial insurance premium (Professional Liability / E&O, General Liability, Cyber) from Hiscox Insurance Company Inc.

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Why it shows up like this

Hiscox is a specialist international commercial insurer providing liability, errors and omissions (E&O), and cybersecurity insurance for small business owners and consultants.

Descriptors include HISCOX* SMALL BIZ, HISCOX INSURANCE, or HISCOX.COM, billing monthly installments ($35 to $150+/mo) or annual premiums.

Common reasons for this charge

  • A monthly auto-debit for an active Professional Liability (E&O) or General Liability policy.
  • An annual small business policy renewal.
  • A Business Owner's Policy (BOP) or Cyber Security insurance installment.

How to locate the invoice and cancel

  1. Sign in to Hiscox Portal Go to hiscox.com/manage-your-policy and log in with your policy number.
  2. Access Invoices Review billing statements and payment schedules under Payment Details.
  3. Cancel Policy Call Hiscox customer service at 1-888-202-3007 to process policy cancellation.

Frequently Asked Questions

Does Hiscox provide prorated refunds?

Yes. When canceling an active Hiscox policy, unused prepaid premium is returned on a prorated basis subject to standard state regulatory guidelines.

Can I adjust coverage limits mid-year?

Yes, you can upgrade or decrease your coverage limits or add certificates of insurance anytime by calling Hiscox customer service.

Dispute Rights & Fraud Prevention

If you did not purchase a Hiscox policy, contact their support and your commercial card issuer.

Dispute unauthorized transactions under the Fair Credit Billing Act within 60 days of the statement date.

How do I contact Hiscox customer service?

Call 1-888-202-3007 or visit hiscox.com/contact-us.

How long does a dispute investigation take?

Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).

Independent reference — not affiliated with Hiscox Insurance Company Inc.. Billing names and policies change; verify with the merchant or your bank before acting.

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Every claim on this page is checked against official sources — open them to confirm before you call your bank.

Reviewed Aug 15, 2026 · high · About UnknownCharges