The short answer
FREEPIK* COMPANY SUB most likely refers to a subscription with Freepik, which now presents itself as Magnific (formerly Freepik) and whose site carries a Freepik Company S.L.U. copyright. The pages reviewed here do not show how Freepik charges appear on bank statements, so treat the match as likely rather than confirmed. Check the plan and invoices in any Freepik or Magnific account opened with your email, including one used by a colleague on a company card.
What do the parts of FREEPIK* COMPANY SUB mean?
- FREEPIK * COMPANY SUB
- Before the asterisk, "FREEPIK" usually names the platform or parent company. After it, "COMPANY SUB" usually names the product, store or order. How descriptors work →
What the descriptor most likely refers to
The words FREEPIK and COMPANY in the descriptor match Freepik Company S.L.U., the name in the copyright line of the current pricing page, which is titled Magnific (formerly Freepik). Visiting the freepik.com pricing address now opens that Magnific page. Magnific's terms of use say the website is operated by Magnific AI, S.L.U. of Málaga, Spain.
Neither page says what text appears on a card statement, and the SUB ending is not explained. The amount shown on this page is only an illustration. Match the charge date and amount against an invoice in your account before assuming this is the source.
Sources for this section: Magnific (formerly Freepik): pricing plans · Magnific Terms of Use (June 2026). See the claim limits below.
Charges the terms describe
Magnific's terms say subscriptions renew automatically at the end of each term using the same payment method unless the renewal is cancelled before it expires, and the pricing page says all paid subscriptions renew either monthly or annually depending on the billing period. The terms also say the user receives an invoice once a purchase is completed, and that any price change applying to a renewal is announced by email at least one month in advance.
Other events can create a charge between renewals. Under the terms, upgrading to a higher plan takes effect immediately and the full price of the new subscription is charged. Users on some plans can buy packs of extra credits for the AI tools and can choose to make that a recurring purchase, which automatically buys a new pack when the credit balance falls to a set minimum.
Why was I charged before my renewal date?
Magnific's terms describe two causes: an upgrade to a higher plan, which is charged in full immediately, and an extra-credit pack, which can be set to repurchase automatically.
Sources for this section: Magnific (formerly Freepik): pricing plans · Magnific Terms of Use (June 2026). See the claim limits below.
Cancelling and refunds
The terms say you can cancel the renewal of your subscription at any time through your profile, and that the subscription stays in effect until the end of the billing period. The pricing page likewise says you keep your plan's benefits and credits until the period ends, and advertises no cancellation fees. Unused AI credits cannot be used once the subscription ends.
The pricing page advertises a 30-day refund guarantee. The terms state that no right of withdrawal applies to digital content unless the company indicates otherwise, and Freepik's support center, which holds the detailed refund conditions, could not be read for this review. Ask Magnific support about the specific charge before relying on the guarantee.
Sources for this section: Magnific (formerly Freepik): pricing plans · Magnific Terms of Use (June 2026). See the claim limits below.
If nobody on the account made the purchase
If you find no matching account or invoice, contact your bank or card provider promptly. The CFPB advises reporting a suspected unauthorized charge immediately, watching for unfamiliar merchant names even when amounts are small, and following the reporting instructions on your statement or error resolution notice.
Sources for this section: CFPB: watch accounts closely and report suspicious card charges. See the claim limits below.
Independent reference — not affiliated with Freepik Company S.L.U.. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
Descriptor identity corroborated · Checked 2026-11-01
Read Magnific's (formerly Freepik) pricing page and terms of use plus the CFPB card-reporting page; support.freepik.com and freepik.com/ai/docs returned a security block and were not used. Freepik now presents as Magnific, so the record was updated. Identity is corroborated by company name only. Replaced root-only sources; removed boilerplate fraudRisk, the unsupported 14-day no-download refundWindow (replaced with the advertised 30-day guarantee, hedged), unverified My Subscription menu steps, Flaticon/Slidesgo/Pikaso/Envato/Canva claims, the 60-day dispute claim and generic filler. Replaced junk related slugs.
- The descriptor matches Freepik Company S.L.U., named on the Magnific (formerly Freepik) pricing page; the terms name Magnific AI, S.L.U. as operator.
No official page reviewed shows the bank-statement text; the SUB suffix is unexplained.
Sources: Magnific (formerly Freepik): pricing plans (checked 2026-11-01) · Magnific Terms of Use (June 2026) (checked 2026-11-01) - Subscriptions auto-renew monthly or annually with the same payment method; upgrades are charged in full immediately; extra-credit packs can repurchase automatically.
Individual subscription terms; business subscriptions are governed by separate terms not reviewed. No prices documented here.
Sources: Magnific (formerly Freepik): pricing plans (checked 2026-11-01) · Magnific Terms of Use (June 2026) (checked 2026-11-01) - Users cancel the renewal through their profile; the subscription remains in effect until the billing period ends.
Exact menu labels are not documented on the pages read; app-store subscriptions may follow a different route.
Sources: Magnific (formerly Freepik): pricing plans (checked 2026-11-01) · Magnific Terms of Use (June 2026) (checked 2026-11-01) - Pricing page advertises a 30-day refund guarantee; the terms exclude a withdrawal right for digital content unless the company indicates otherwise.
Eligibility conditions sit on the support center, which blocked automated access; no outcome is promised.
Sources: Magnific (formerly Freepik): pricing plans (checked 2026-11-01) · Magnific Terms of Use (June 2026) (checked 2026-11-01) - CFPB advises prompt bank contact about suspected unauthorized charges and checking unfamiliar merchant names.
No liability or dispute outcome is inferred.
Sources: CFPB: watch accounts closely and report suspicious card charges (checked 2026-11-01)
- Magnific (formerly Freepik): pricing plans https://www.magnific.com/pricing
Reached from freepik.com/pricing; titled Magnific (formerly Freepik) with a Freepik Company S.L.U. copyright; says paid plans renew monthly or annually, benefits last to the end of the period after cancelling, and advertises a 30-day refund guarantee and no cancellation fees. Does not show statement descriptors or refund conditions. · Checked 2026-11-01
- Magnific Terms of Use (June 2026) https://www.magnific.com/legal/terms-of-use
Operator Magnific AI, S.L.U.; automatic renewal with the same payment method; invoices; one month's notice of renewal price changes; immediate full-price upgrades; optional recurring extra-credit packs; cancelling renewal through the profile; no right of withdrawal for digital content unless the company indicates otherwise. · Checked 2026-11-01
- CFPB: watch accounts closely and report suspicious card charges https://www.consumerfinance.gov/consumer-tools/bank-accounts/watch-accounts-closely-when-card-data-is-hacked/
Contact the bank or card provider immediately about a suspected unauthorized charge and use the statement's reporting instructions; says nothing about Freepik. · Checked 2026-11-01
Descriptor identity corroborated · medium · About UnknownCharges