The short answer
The registry records Chipotle (in-store, store ID) as a possible interpretation of CHIPOTLE 2456. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Decoding CHIPOTLE + store number
Unreviewed registry note: Chipotle's card processor signs in-store transactions as CHIPOTLE followed by the location's four-digit store ID — no city or state, which is why the line looks odd. Order number 2456 has nothing to do with your order total; it's just the store that took the payment.
- Match the amount in the app Unreviewed registry note: Match the amount in the Chipotle app (or chipotle.com/orders) — receipts live there for app orders.
- Check the physical receipt Unreviewed registry note: In-store purchase without the app? Check the physical receipt total; the store number on the statement should match the store you visited.
- Can't match it? Unreviewed registry note: Can't match it? Chipotle's support contact is ir.chipotle.com/contact-us; for a card you don't recognize, call your issuer.
Is CHIPOTLE 2456 a fraud charge?
A registry match cannot establish that you authorized a transaction or that it is safe. Compare the original account records. If you did not authorize a payment, contact your issuer promptly through its official channel.
Why doesn't my Chipotle charge show the city?
Unreviewed registry note: Chipotle's processor only includes the store ID in the descriptor. Other merchants include the city; Chipotle doesn't.
The account-takeover angle
Unreviewed registry note: Chipotle rewards accounts hold saved payment methods, and user-report databases document orders placed through taken-over accounts — food delivered to random addresses at your card's expense. The charge itself is genuine Chipotle; the 'you' part is the question.
Unreviewed registry note: Chipotle's rewards program also issues free-item rewards that post as $0 charges — those sometimes show as pending $0 lines.
- Unreviewed registry note: Chipotle rewards accounts hold saved payment methods — a favorite target.
- Unreviewed registry note: Taken-over accounts order food delivered to random addresses at your card's expense.
- Unreviewed registry note: The charge itself is genuine Chipotle; the question is whether you placed the order.
- Reset the Chipotle password Unreviewed registry note: If you see a Chipotle charge with no matching order, reset your Chipotle account password immediately.
- Remove saved cards Unreviewed registry note: Remove saved cards from the app until you're sure the account is clean.
- Dispute with your issuer Unreviewed registry note: Call your issuer for an unauthorized-charge dispute — Reg E / FCBA protections cover it.
I got a $0.00 Chipotle charge — what is it?
Unreviewed registry note: A rewards redemption (free item) posts as a $0 transaction. It's Chipotle applying a reward, not an error.
Other Chipotle descriptors
Unreviewed registry note: CHIPOTLE CATERING (catering orders), CHIPOTLE MEXICAN GRILL [CITY] (used by some banks for full-name display), and CHIPOTLE #2336-style lines (some processors add the hash). All bill from Chipotle's Newport Beach, CA corporate billing systems for online orders.
I ordered catering — why does it say CHIPOTLE CATERING?
Unreviewed registry note: That's the catering-order descriptor. Amounts are larger (usually $100+) and can be split into multiple charges by card.
Verified sources
Unreviewed registry note: Store-ID descriptor format verified against the Brex charge-finder database and user-report compilations; support channel confirmed via Chipotle's official investor-relations contact page.
Independent reference — not affiliated with Chipotle Mexican Grill, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Brex charge finder: Chipotle https://www.brex.com
- CFPB: Dispute Rights https://www.consumerfinance.gov
Evidence review pending · pending · About UnknownCharges