The short answer
This charge is from a dine-in or takeout order at a Waffle House restaurant.
What is the Waffle House charge?
A charge labeled 'WAFFLE HOUSE' on your credit card or bank statement represents a meal purchased at the 24-hour breakfast diner chain, Waffle House. The charge is usually accompanied by a 4-digit store number.
Waffle House processes both dine-in and call-in takeout orders directly through their in-store point of sale system, resulting in this standard descriptor.
Why is the final charge higher than my receipt?
If you left a tip on your credit card, the pending authorization may reflect only the meal total. The settled charge a few days later will be updated to include the tip amount you wrote on the receipt.
Unauthorized Waffle House Charges
If you have not visited a Waffle House recently but see a charge, your card may have been skimmed or compromised. Contact your card issuer to dispute the transaction and request a new card.
Independent reference — not affiliated with Waffle House, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 31, 2026 · medium · About UnknownCharges