The short answer
This charge is from Transport for London (TfL), specifically for the Congestion Charge (CP) in Central London.
What is the TfL Congestion Charge?
The descriptor 'TfL.gov.uk/CP' stands for Transport for London Congestion Pricing. It appears when you pay the daily fee to drive a vehicle within the Congestion Charge zone in Central London.
This charge applies during specific hours and aims to reduce high traffic flow in the city center. If you recently rented a car or drove your own vehicle in London, this charge is expected.
What if I was in a rental car?
If you drive a rental car into the Congestion Charge zone, you are responsible for paying the charge. If you fail to pay, the rental agency will usually receive the penalty notice and charge your card for the fine, often with an added admin fee.
Why is the charge on my US credit card?
TfL accepts international credit cards. The charge will be converted from British Pounds (GBP) to USD, and your bank may add a foreign transaction fee.
Independent reference — not affiliated with Transport for London. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- TfL Congestion Charge Info https://tfl.gov.uk
- TfL Contact and Help https://tfl.gov.uk/help-center?ref=unknowncharges
Reviewed Aug 31, 2026 · high · About UnknownCharges