The short answer
This is a recurring subscription charge for Spotify Premium.
What is the Spotify Premium charge?
A transaction listing the descriptor SPOTIFY reflects a recurring subscription payment for Spotify Premium, the digital music and podcast streaming service operated by Spotify AB. This charge appears on your billing statement automatically each month when your billing cycle renews or when a promotional free trial transitions into a paid individual or family membership plan.
Subscribers pay a monthly fee to enjoy ad-free audio playback, offline downloads, and unlimited track skipping across mobile devices, computers, and smart speakers. If you see this charge and do not recall active listening, verify whether an introductory discount period recently expired or if another household member registered a secondary account using your saved payment card.
You can check your billing history and subscription status by logging into your account page on the official website. If you wish to stop future billings, navigate to your plan settings and select cancel before your next renewal date. Should you encounter unrecognized charges or billing errors, reach out to customer support or contact your bank to review your card statement history. Cardholders should carefully review their billing history, verify transaction timestamps against account records, and consult customer service representatives or financial institutions immediately if any unauthorized activity occurs on their statements.
Third-Party Billing
If you signed up through Apple or Google, the charge might appear as 'APPLE.COM/BILL' or 'GOOGLE*SPOTIFY'. If paid via PayPal, it may say 'PP*SPOTIFY'.
If your subscription is bundled with your mobile phone or internet plan, your telecom provider handles the billing, not Spotify directly.
- Step 1 Log in to your Spotify account and check the 'Payment history' or 'Receipts' tab.
- Step 2 If you don't see it, check if you accidentally created a duplicate account using a different email or Facebook login.
Does deleting the Spotify app cancel the charge?
Deleting the app does not stop the billing. You must log into your account settings on a web browser and formally cancel.
Dispute Rights & Fraud Prevention
Review your account activity and official billing records to confirm the legitimacy of this transaction.
Frequently asked questions
Is the SPOTIFY charge legitimate?
If you authorized a payment to Spotify, then yes. This is the statement descriptor used by Spotify AB. Spotify AB
Independent reference — not affiliated with Spotify AB. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 5, 2026 · low · About UnknownCharges