The short answer
A debit marked SP * RIDGE WALLET indicates an online purchase of minimalist RFID-blocking metal wallets, key organizers, or daily carry accessories from The Ridge, processed via Shopify Payments.
Understanding The Ridge Wallet Transactions
An entry showing SP * RIDGE WALLET on your financial statement indicates an e-commerce charge for The Ridge Minimalist Wallet Purchase. The Ridge Wallet LLC utilizes Shopify Payments to process online orders, which automatically attaches the gateway billing prefix to customer receipts. Buyers typically incur this charge when purchasing RFID-blocking metal wallets, titanium money clips, cash straps, or everyday carry accessories directly through the official brand website.
Additional reasons for this statement line include seasonal gear promotions, replacement elastic bands, or quick mobile checkouts completed with saved digital wallet credentials. The company provides a 99-day trial period allowing customers to test products and return them for refunds if unsatisfied. Order confirmations and shipment tracking updates are delivered via email immediately after checkout.
If the purchase is unfamiliar, confirm whether another household member used your payment card to buy everyday carry gear. You can search your email inbox for order receipts matching the transaction amount and date. If you suspect unauthorized card use or fraudulent billing, contact your bank promptly to report the issue and request a replacement card.
- Purchase of an RFID-blocking aluminum or titanium minimalist wallet
- Order of accessories including money clips, cash straps, or key cases
- Accelerated Shop Pay mobile checkout purchase
Reviewing Lifetime Guarantee and Order Details
Check your invoice to verify warranty registration and order contents.
- Search your email for Ridge Wallet Order Confirmation to review items.
- Confirm that your billed total matches the checkout total on ridge.com.
- Register your wallet online for The Ridge lifetime product guarantee.
- Initiate a return within ninety-nine days if you decide not to keep the wallet.
Frequently Asked Questions
What is The Ridge 99-day risk-free trial?
The Ridge offers a 99-day return window allowing customers to test their wallet and return it for a complete refund if unsatisfied.
Why does the charge say SP * RIDGE WALLET?
Shopify Payments powers the Ridge digital storefront, automatically prefixing statement entries with the SP * gateway token.
Part of a family
SP * RIDGE WALLET is one of the Chase statement codes and SP* Shopify Payments charges lines — see the whole family decoded.
Independent reference — not affiliated with The Ridge. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- The Ridge Customer Support and Warranty Portal https://ridge.com/pages/support
- Shopify Payments Terms of Service https://www.shopify.com/legal/terms-payments-us
Reviewed Sep 11, 2026 · high · About UnknownCharges