The short answer
This is a legitimate charge from Ross Dress for Less.
What is the Ross Stores charge?
When you notice a charge listed as `ROSS STORES` on your bank or credit card statement, it represents a verified retail purchase made at a physical Ross Dress for Less discount department store location. These popular brick-and-mortar retail stores sell discounted brand-name apparel, footwear, home goods, bedding, and accessories across numerous shopping centers throughout the United States.
This transaction appears on your statement because you or an authorized cardholder physically swiped, inserted, or tapped a payment card at a store register during a recent shopping trip. Statement descriptors frequently include a specific store identification number or the corresponding city and state where the transaction took place to help shoppers easily identify their retail purchases.
To verify this purchase, check your physical paper receipts or ask family members who share access to your accounts. If you hold a branded store credit card, payments toward your balance are handled through Comenity Capital Bank. If you cannot identify the transaction and suspect your card was compromised, contact your bank immediately to dispute the charge and request a replacement card.
Credit Cards and Fraud
If you have a Ross store credit card, payments toward your balance are serviced by Comenity Capital Bank and may appear differently.
If you see a charge for a Ross location in a city you have never visited, your debit or credit card number has likely been skimmed or stolen.
- Step 1 Ask family members or authorized users if they recently shopped at Ross, and compare the statement amount to any physical receipts.
- Step 2 If the charge is definitely fraudulent, call your bank immediately to dispute it and request a replacement card with a new number.
Can I call Ross corporate to reverse a fraudulent charge?
No, retail stores cannot reverse fraud on their end without the physical card present. You must go through your bank's dispute process.
Frequently asked questions
Is the ROSS STORES charge legitimate?
If you authorized a payment to Ross Dress for Less, then yes. This is the statement descriptor used by Ross Dress for Less. Ross Dress for Less
Independent reference — not affiliated with Ross Dress for Less. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 5, 2026 · low · About UnknownCharges