The short answer
A REPLICATE* AI charge is a cloud machine learning model hosting and GPU inference execution fee from Replicate, Inc.
Why it shows up like this
Replicate enables developers to run open-source AI models (Llama, Flux, Whisper) with cloud APIs. Statements read REPLICATE* AI, REPLICATE INC, or REPLICATE.COM.
Billing is based on per-second hardware execution (Nvidia T4, A100, H100 GPUs and CPUs) for model predictions.
Don’t recognize it? You might still
- A developer integrated Replicate's API into a web or mobile application.
- Automated balance top-ups refilled an active developer wallet.
- Fine-tuning jobs or background model predictions ran on cloud GPUs.
What to do, in order
- Sign in to Replicate Open replicate.com and log in with your GitHub account.
- Inspect Billing & Usage Go to Account Settings > Billing to see itemized GPU run time and invoice statements.
- Revoke API Tokens Under Account Settings > API Tokens, revoke active tokens to stop automated external API calls.
Quick questions
How does Replicate calculate inference costs?
Replicate charges by the second for the exact time a cloud GPU is executing your model predictions.
Can I set a spending limit on Replicate?
Yes. In Account Settings > Billing, you can configure monthly spending caps to automatically pause API runs when reached.
Dispute Rights & Fraud Prevention
If you suspect this charge is unauthorized or incorrect, federal regulations protect your payment card.
Review your recent statements carefully and notify your financial institution within 60 days of the statement date.
What should I do if I do not recognize this charge?
First check with household or team members who have permission to use your account. If the transaction was not authorized by anyone on your card, contact your bank or card issuer immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does a billing dispute take to resolve?
Under federal rules, your bank must acknowledge your written inquiry within 30 days and resolve the dispute within two billing cycles (up to 90 days). The bank typically issues a provisional credit while they investigate.
Independent reference — not affiliated with Replicate, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Replicate Billing and Hardware Pricing Guide https://replicate.com
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges