The short answer
The registry records Regions Bank Out-of-Network ATM Surcharge as a possible interpretation of REGIONS NON-CUSTOMER ATM. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of REGIONS NON-CUSTOMER ATM mean?
- ATM
- ATM Transaction: a payment-type code from the bank or payment network, not part of the company's name. Glossary entry →
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Understanding Regions Non-Customer ATM Surcharges
Unreviewed registry note: A transaction line reading `REGIONS NON-CUSTOMER ATM` indicates an out-of-network automated teller machine service fee charged when an account holder uses an ATM not owned or operated by Regions Bank. While Regions maintains thousands of branch terminals across the region where customers can withdraw cash without surcharges, using an independent or competing bank terminal triggers this fee in addition to any charges from the terminal operator.
Unreviewed registry note: These fees occur during cash withdrawals, account balance inquiries, or funds transfers performed at competing financial institution terminals or retail automated teller machines. Because out-of-network machines lack direct integration with proprietary banking networks, standard administrative surcharges apply automatically to cover transaction processing costs.
- Unreviewed registry note: Cash withdrawal executed at a third-party retail, casino, or convenience store ATM
- Unreviewed registry note: Account balance inquiry performed at a competing financial institution terminal
- Unreviewed registry note: Terminal funds transfer attempted at an out-of-network automated teller machine
Locating Free Regions ATMs to Avoid Surcharges
Unreviewed registry note: Use mobile app location services to identify nearby fee-free proprietary terminals.
- Unreviewed registry note: Open the Regions Mobile app and select the Locations icon.
- Unreviewed registry note: Locate the nearest Regions branch or standalone automated teller machine.
- Unreviewed registry note: Review your checking account tier to verify if monthly ATM fee rebates are included.
- Unreviewed registry note: Plan cash withdrawals in advance to avoid multiple out-of-network machine surcharges.
Frequently Asked Questions
Unreviewed registry note: Reviewing your account activity and past transaction receipts helps clarify the nature of these charges.
How much does Regions charge for using an out-of-network ATM?
Unreviewed registry note: Regions typically assesses a three-dollar fee for domestic non-customer ATM withdrawals, which posts separately from the terminal operator surcharge.
Part of a family
REGIONS NON-CUSTOMER ATM is one of the Regions Bank statement codes registry groups. A shared group does not establish who billed your transaction.
Independent reference — not affiliated with Regions Bank. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Regions ATM Network and Fee Schedule Disclosures https://www.regions.com
- CFPB Guide to ATM Fees and Surcharges https://www.consumerfinance.gov
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