The short answer
The registry records Payment Posted as a possible interpretation of PMNT POST. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
What is a PMNT POST charge?
Unreviewed registry note: The descriptor PMNT POST appears on bank statements as an internal ledger indicator from Payment Posted, representing an officially cleared electronic payment, incoming funds transfer, or loan disbursement. When banks or accounting systems settle pending transactions, they stamp accounts with PMNT POST to show that funds have moved from provisional status into your permanent account balance.
Context and Scams
Unreviewed registry note: Because it is a generic term, its meaning depends entirely on whether it is a debit (money out) or credit (money in) and what other activity is on your account.
Unreviewed registry note: Scammers sometimes use official-sounding language. A notable phishing scam involves 'India Post' claiming a parcel delivery failed and asking for a fee. If you clicked a fake delivery link, this charge may be fraudulent.
- Step 2 Unreviewed registry note: If you do not recognize the transaction context, contact your bank immediately using the number on the back of your card to investigate.
Will my bank call me about a PMNT POST?
Unreviewed registry note: Banks generally will not call or text asking for your PIN or OTP regarding a transaction. If someone calls asking for this info, hang up and call the bank directly.
Dispute Rights & Fraud Prevention
Unreviewed registry note: You have federal rights under the Electronic Fund Transfer Act to report unauthorized electronic banking entries. Contact your financial institution promptly to protect your account against fraudulent debits.
Independent reference — not affiliated with Payment Posted. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
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