The short answer
This is a legitimate charge from Payment Posted.
What is a PMNT POST charge?
The descriptor PMNT POST appears on bank statements as an internal ledger indicator from Payment Posted, representing an officially cleared electronic payment, incoming funds transfer, or loan disbursement. When banks or accounting systems settle pending transactions, they stamp accounts with PMNT POST to show that funds have moved from provisional status into your permanent account balance.
Because this is a general banking code rather than a specific merchant name, seeing this entry usually means you recently paid a bill, transferred funds between accounts, or received a bank credit. However, generic banking codes are sometimes exploited by fraudulent phishing scams or unauthorized ACH debits if your banking credentials were compromised.
To verify this charge, check your online banking transaction history for corresponding deposit or withdrawal amounts matching the PMNT POST entry. If you cannot identify the underlying transaction or suspect unauthorized activity, contact your bank immediately using the telephone number on the back of your debit card to investigate and file a formal billing dispute. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
Context and Scams
Because it is a generic term, its meaning depends entirely on whether it is a debit (money out) or credit (money in) and what other activity is on your account.
Scammers sometimes use official-sounding language. A notable phishing scam involves 'India Post' claiming a parcel delivery failed and asking for a fee. If you clicked a fake delivery link, this charge may be fraudulent.
- Step 1 Review your recent account activity to see if you recently made a payment, paid a bill, or received a refund that corresponds to the exact amount.
- Step 2 If you do not recognize the transaction context, contact your bank immediately using the number on the back of your card to investigate.
Will my bank call me about a PMNT POST?
Banks generally will not call or text asking for your PIN or OTP regarding a transaction. If someone calls asking for this info, hang up and call the bank directly.
Dispute Rights & Fraud Prevention
You have federal rights under the Electronic Fund Transfer Act to report unauthorized electronic banking entries. Contact your financial institution promptly to protect your account against fraudulent debits.
Frequently asked questions
Is the PMNT POST charge legitimate?
If you authorized a payment to Payment Posted, then yes. This is the statement descriptor used by Payment Posted. Payment Posted
Independent reference — not affiliated with Payment Posted. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 5, 2026 · low · About UnknownCharges