The short answer
The registry records Melio Accounts Payable & B2B Payment Processing as a possible interpretation of MELIO* B2B PAYMENT. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of MELIO* B2B PAYMENT mean?
- MELIO * B2B PAYMENT
- Before the asterisk, "MELIO" usually names the platform or parent company. After it, "B2B PAYMENT" usually names the product, store or order. How descriptors work →
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Why it shows up like this
Unreviewed registry note: Melio provides specialized B2B accounts payable and accounts receivable software designed for small businesses, contractors, and corporate finance teams. The platform allows businesses to pay vendor invoices via bank transfer, check, or credit card even when suppliers do not accept direct plastic payments.
Unreviewed registry note: Transactions appearing on financial statements as MELIO* B2B PAYMENT, MELIOPAYMENTS.COM, or MELIO* [VENDOR NAME] reflect business bill payments, expedited ACH transfer fees, or credit card processing surcharges. When business owners charge corporate credit cards to extend cash flow on vendor bills, Melio applies a standard processing rate.
Common reasons for this charge
Unreviewed registry note: Business expenses processed through accounts payable platforms frequently appear under consolidated corporate descriptors. Reviewing internal vendor invoices clarifies why payments were routed through third-party processors.
- Unreviewed registry note: A business vendor bill paid with a credit card to extend cash flow (incurring Melio's 2.9% card fee).
- Unreviewed registry note: A fast ACH transfer fee ($1.50) or same-day delivery charge for emergency supplier payment.
- Unreviewed registry note: An ongoing monthly Melio premium account subscription renewed.
Frequently Asked Questions
Unreviewed registry note: Understanding how B2B payment platforms handle processing surcharges and fast transfer fees prevents accounting discrepancies. Corporate finance managers maintain oversight over all platform disbursements.
Why did Melio charge my credit card 2.9%?
Unreviewed registry note: When you choose to pay a supplier or utility bill via credit card through Melio even if they only accept checks or ACH, Melio charges a standard 2.9% card processing fee.
Dispute Rights & Fraud Prevention
Unreviewed registry note: If you did not authorize a vendor payment through Melio, contact their compliance team immediately.
How do I report an unauthorized Melio payment?
A registry match cannot establish that you authorized a transaction or that it is safe. Compare the original account records. If you did not authorize a payment, contact your issuer promptly through its official channel.
How long does a dispute review take?
Unreviewed registry note: Card networks typically resolve business transaction disputes within 30 to 90 days.
Independent reference — not affiliated with Melio Payments Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Melio Terms of Service & Pricing https://www.meliopayments.com
- CFPB: Commercial Payment & Card Network Protections https://www.consumerfinance.gov
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