The short answer
KO-FI *GOLD MEMBERSHIP is an authorized payment transaction from Ko-fi Labs Ltd representing a direct creator tip, monthly subscriber tier, or Ko-fi Gold creator software subscription.
Why Ko-fi Charged Your Account
When you spot KO-FI *GOLD MEMBERSHIP on your bank or credit card statement, it indicates a payment processed by Ko-fi Labs Ltd, a UK-based creator monetization platform. This service allows independent artists, podcasters, writers, and streamers to receive direct financial backing from fans without standard platform transaction fees cutting into their earnings.
Charges typically appear under this specific billing descriptor because you either signed up for a recurring monthly supporter tier to access exclusive creator content, bought a digital product from a creator shop, or upgraded your own creator profile to Ko-fi Gold for advanced features. Because transactions are processed through payment gateways like Stripe or PayPal, the exact creator name might be abbreviated or omitted on your bank ledger.
If you do not recognize the charge or wish to stop future billings, start by checking your email inbox for past digital receipts from Ko-fi. You can sign into your account on ko-fi.com, navigate to your payment history or subscription settings, and cancel any active recurring tiers instantly. If the charge appears unauthorized, contact your bank to dispute the transaction or reach out to Ko-fi support for billing assistance.
- Monthly recurring tier membership supporting an online artist or creator
- One-time voluntary tip ('coffee') sent to a creator's Ko-fi page
- Purchase of a digital art commission, preset, or download from Ko-fi Shop
- Ko-fi Gold platform subscription fee paid by a content creator
- Check your email for an automated receipt confirmation from Ko-fi.
- Log into ko-fi.com and open Account Settings > Payment History.
- Review active monthly memberships and cancel upcoming renewals if no longer following.
How do I cancel a recurring Ko-fi subscription?
Log into ko-fi.com, go to Account Settings > Subscriptions, and select Cancel on the active creator tier.
Can I receive a refund for Ko-fi donations?
Because donations go directly to creators via Stripe or PayPal, refund requests must be coordinated directly with the recipient creator.
Independent reference — not affiliated with Ko-fi Labs Ltd. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Ko-fi Terms of Service https://more.ko-fi.com/terms
- Ko-fi Help and Support Center https://help.ko-fi.com
Reviewed Sep 11, 2026 · high · About UnknownCharges