The short answer
The registry records Interest Charge as a possible interpretation of INT CHARGE. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
What is an INT CHARGE?
Unreviewed registry note: The descriptor INT CHARGE on your bank or credit card statement represents an interest charge assessed by your financial institution. Unlike merchant purchases, this fee is levied directly by your bank for borrowing funds, maintaining a rolling balance, or exceeding available credit limits.
Unreviewed registry note: This charge typically appears when you carry an unpaid balance on your credit card from previous billing cycles, causing finance charges to accrue based on your annual percentage rate (APR). It can also indicate daily interest applied to an overdrawn checking account or scheduled interest payments on personal loans and lines of credit.
Overdrafts and Loans
Unreviewed registry note: If your checking or savings account has gone into an overdraft (the balance has fallen below zero), the bank may charge interest daily on that negative balance.
Unreviewed registry note: If you have an active loan or a line of credit, 'INT CHARGE' often represents the regular interest payment due on the borrowed funds.
- Step 1 Unreviewed registry note: Look at the dates covered by your statement to see if you carried a balance or had an overdrawn account during that time.
- Step 2 Unreviewed registry note: Contact your bank's customer service department if you do not understand how the interest was accrued.
Is INT CHARGE the same as INT PD?
Unreviewed registry note: Do not confuse 'INT CHARGE' with 'INT PD' or 'INT CR,' which usually stand for Interest Paid or Credited (when the bank pays you).
Independent reference — not affiliated with Interest Charge. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
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