The short answer
This charge represents a meal purchased at an In-N-Out Burger restaurant.
What is the In-N-Out Burger charge?
A charge described as 'IN-N-OUT BURGER' indicates a transaction at the popular West Coast fast-food chain, In-N-Out. The merchant descriptor will typically include the store number corresponding to the physical restaurant you visited.
Since In-N-Out does not officially partner with third-party delivery apps like DoorDash or Uber Eats for direct delivery, this charge almost always stems from an in-person visit to the drive-thru or front counter.
Why is there an In-N-Out charge when I don't live near one?
If you see this charge and have not traveled to a region with In-N-Out Burger locations, your card information may have been compromised. Contact your bank immediately to report the fraud and cancel the card.
Gift Card Purchases
Purchasing In-N-Out gift cards at the restaurant or via their online company store will also appear under this or a very similar corporate descriptor.
Independent reference — not affiliated with In-N-Out Burgers. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 31, 2026 · medium · About UnknownCharges