The short answer
The registry records Experian IdentityWorks / CreditWorks Premium as a possible interpretation of EXPERIAN* IDWORKS. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of EXPERIAN* IDWORKS mean?
- EXPERIAN * IDWORKS
- Before the asterisk, "EXPERIAN" usually names the platform or parent company. After it, "IDWORKS" usually names the product, store or order. How descriptors work →
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Why it shows up like this
Unreviewed registry note: A statement entry reading EXPERIAN* IDWORKS represents a monthly subscription for Experian IdentityWorks / CreditWorks Premium provided by Experian Information Solutions, Inc. As one of the major consumer credit reporting agencies alongside TransUnion and Equifax, Experian sells dark web surveillance and credit file alerts to individual consumers. These services warn members when new inquiries or credit accounts appear on their credit reports.
Unreviewed registry note: This charge posts each month after enrolling in an identity protection plan, such as IdentityWorks Plus or Premium, which typically costs between $9.99 and $24.99 per month. In many instances, cardholders register for a promotional trial or an introductory offer while attempting to freeze their credit or boost their credit score. When the trial period expires, Experian automatically begins recurring monthly billing on the card submitted during identity verification.
Common reasons for this charge
Unreviewed registry note: Experian IdentityWorks charges occur after trial expiration, scheduled subscription renewals, or when adding enhanced credit monitoring features.
- Unreviewed registry note: A 7-day $1 trial for Experian CreditWorks Premium converted into a recurring monthly membership.
- Unreviewed registry note: An ongoing monthly IdentityWorks Plus or Premium subscription renewed.
- Unreviewed registry note: An in-app score boost feature activated a premium monitoring upgrade.
Dispute Rights & Fraud Prevention
Unreviewed registry note: If you did not enroll in an Experian membership, contact Experian support to check if an account was opened with your information.
How do I dispute an unexpected Experian charge?
Unreviewed registry note: Contact your card issuer to report an unauthorized recurring charge and dispute the transaction under FCBA rules.
Independent reference — not affiliated with Experian Information Solutions, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Experian Terms of Use & Subscription Agreement https://www.experian.com
- CFPB: Direct Credit Bureau Monitoring https://www.consumerfinance.gov
Evidence review pending · pending · About UnknownCharges