The short answer
The registry records Embrace Pet Insurance Premium (American Modern) as a possible interpretation of EMBRACE* PET INSURANCE. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of EMBRACE* PET INSURANCE mean?
- EMBRACE * PET INSURANCE
- Before the asterisk, "EMBRACE" usually names the platform or parent company. After it, "PET INSURANCE" usually names the product, store or order. How descriptors work →
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Why it shows up like this
Unreviewed registry note: The billing descriptor EMBRACE* PET INSURANCE indicates a monthly premium payment for Embrace Pet Insurance Premium (American Modern), distributed by Embrace Pet Insurance Agency, LLC. Embrace partners with American Modern Insurance Group to underwrite healthcare coverage for dogs and cats, reimbursing veterinary expenses related to unexpected illnesses and accidental injuries.
Unreviewed registry note: This charge appears as an automatic monthly debit on your credit card or checking account to keep your pet policy active. Monthly premiums vary based on your pet's breed and selected deductible. In addition to core medical coverage, premiums can reflect an optional Wellness Rewards allowance that covers routine vet visits or grooming. Pet parents who compare providers like Trupanion or Nationwide will notice similar monthly billing schedules designed to avoid any lapse in animal healthcare coverage.
Common reasons for this charge
- Unreviewed registry note: A monthly insurance premium payment for active dog or cat medical coverage.
- Unreviewed registry note: A Wellness Rewards preventative care wellness plan add-on payment.
- Unreviewed registry note: An annual policy renewal payment.
Dispute Rights & Fraud Prevention
Unreviewed registry note: If you did not enroll a pet with Embrace, contact their support and your financial institution.
How do I contact Embrace customer support?
Unreviewed registry note: Call 1-800-511-9172 or visit embracepetinsurance.com.
Independent reference — not affiliated with Embrace Pet Insurance Agency, LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Embrace Pet Insurance Terms & Policy Provisions https://www.embracepetinsurance.com
- NAIC: Pet Insurance Policy Standards https://content.naic.org
Evidence review pending · pending · About UnknownCharges