The short answer
A transaction reading CLV* MAIN ST BAKERY represents an in-person purchase at a local neighborhood bakery or pastry shop processed through a Clover countertop touchscreen register.
Recognizing Clover Bakery Purchases
A billing statement entry labeled CLV* MAIN ST BAKERY indicates an in-person payment processed on a Clover point-of-sale terminal. The CLV* prefix identifies hardware engineered by Clover, a payment processing subsidiary of Fiserv, used by small food businesses across the country. The rest of the line identifies the local merchant (via Clover), signifying a Local Bakery Countertop Clover POS Purchase rather than an online billing charge.
This debit appears when you buy fresh pastries, espresso drinks, or place a deposit on a custom cake order. When you tap your checkcard or insert a chip card at the counter register, the terminal prompts you for an optional tip before completing authorization. That added gratuity can make the final line item slightly higher than the original shelf price of your items.
If you do not recognize the name, review your weekend morning activities and check your mobile messages for a digital Clover receipt sent by text or email. Because Clover is simply the payment processor, resolving an accidental double-tap or requesting a return requires speaking directly with the bakery staff. If you never visited this neighborhood shop, notify your card provider to dispute the unauthorized charge and issue a replacement card.
- In-person purchase of fresh bread, morning pastries, cakes, or coffee
- Contactless card tap at a local bakery checkout register
- Special order custom birthday cake deposit placed at the counter
Verifying Register Receipts and Tip Adjustments
Compare printed paper or SMS receipts against posted bank debits to confirm the correct register total. Retain your sales slip until the temporary authorization settles on your banking statement.
- Recall visits to local bakeries or cafes on the transaction date.
- Check your mobile text messages for digital receipts delivered from Clover.
- Note that final posted amounts may reflect added tip gratuities.
- Contact the bakery directly if you suspect duplicate card swipes.
Frequently Asked Questions
Why does my local bakery show as CLV* on my bank card?
The bakery uses a Clover point-of-sale terminal, which automatically attaches the CLV* prefix to identify the transaction hardware platform.
Can Clover refund a bakery charge directly?
Clover is the terminal provider; you must visit or call the local bakery merchant directly to request a charge refund.
Part of a family
CLV* MAIN ST BAKERY is one of the Chase statement codes and CLV* Clover Network point-of-sale charges lines — see the whole family decoded.
Independent reference — not affiliated with Clover. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Clover Point of Sale for Restaurants and Food https://www.clover.com/pos-systems/restaurant
- Fiserv Consumer Payment Disclosures https://www.fiserv.com
Reviewed Sep 11, 2026 · high · About UnknownCharges