The short answer
A transaction stating CLV* HARBOR SEAFOOD indicates an in-person dining bill payment at an independent seafood restaurant or coastal grill processed on a Clover point-of-sale terminal.
Recognizing Clover Restaurant Dining Transactions
A billing line stating CLV* HARBOR SEAFOOD corresponds to an Independent Restaurant Dining Clover POS Payment. When you purchase food or drinks at a coastal grill or fish market, the eatery often processes credit and debit cards through countertop hardware made by Clover, a payment division of Fiserv. The charge reflects a local merchant (via Clover) rather than a national restaurant chain.
This entry appears after dining in the restaurant or placing a counter takeout order. If the posted total on your bank statement is slightly higher than the original check, an added tip explains the difference. Many restaurants swipe your checkcard for the food subtotal first, then submit the final total with server gratuity during late-night batch processing.
To verify this debit, match the transaction date with your weekend outings and look for electronic Clover receipts sent by text or email. When the settled figure exceeds what you authorized on your guest check, contact the restaurant manager directly to correct the billing error. If you never visited this establishment, call your card issuer immediately to report potential card skimming and file an unauthorized charge dispute.
- Sit-down dinner or lunch meal at a local seafood restaurant
- Takeout or curbside food pickup order placed at the counter
- Bar beverage and appetizer payment
Verifying Restaurant Tips and Itemized Checks
Compare printed itemized guest checks against posted statement lines to confirm server gratuities were keyed correctly. Keep merchant receipts until the final settled balance posts to your bank statement.
- Review dining activities from recent weekends or evenings.
- Check whether the final debit reflects your food bill plus written tip gratuity.
- Search email or text messages for digital Clover dining receipts.
- Contact the restaurant manager if gratuity amounts appear incorrectly keyed.
Frequently Asked Questions
Why did my restaurant charge increase after I left?
Restaurants submit an initial pre-authorization for the meal total, updating the transaction to the final settled total once server tips are entered at end-of-day.
Why does the restaurant show as CLV* on my statement?
The restaurant processes guest payments through Clover payment hardware, appending the CLV* prefix to customer card ledgers.
Part of a family
CLV* HARBOR SEAFOOD is one of the CLV* Clover Network point-of-sale charges lines — see the whole family decoded.
Independent reference — not affiliated with Clover. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Clover Dining POS Solutions and Tip Adjustment Rules https://www.clover.com/pos-systems/restaurant
- Fiserv Consumer Payment Disclosures https://www.fiserv.com
Reviewed Sep 11, 2026 · high · About UnknownCharges