The short answer
A debit marked CLV* APEX FITNESS indicates an in-person payment for a workout session, yoga class package, personal training session, or fitness merchandise at an independent studio using Clover POS.
Recognizing Clover Fitness Studio Purchases
CLV* APEX FITNESS on your bank or credit card statement is a payment processed through Clover, the point-of-sale platform from Fiserv, at an independent fitness studio. Boutique gyms, yoga and pilates studios, cross-training boxes, martial arts centers, and personal training facilities across the US use Clover front-desk touchscreen terminals or handheld Flex devices to collect class fees and sell merchandise. The CLV* prefix appears because Clover's payment network tags all transactions with that identifier before adding the merchant's registered business name.
Charges from this type of merchant typically reflect a single drop-in class fee, a multi-class punch pass, a personal training session deposit, or a package of sessions purchased upfront at the front desk. Smaller amounts — $15 to $35 — generally indicate a single class or workshop. Larger charges in the $100 to $300 range usually represent multi-class packages, monthly memberships billed at the studio register, or one-on-one coaching blocks. Studios also sell retail items like protein bars, sports drinks, branded apparel, and workout gear at the front desk, which appear as separate Clover transactions.
If you do not immediately recognize the charge, check your fitness scheduling app — many independent studios use Mindbody, Pike13, or ClubReady alongside their Clover terminal — to match the charge date to a booked session or purchased package. If the charge date was on a day you visited a gym or studio, the amount almost certainly corresponds to that visit. For unrecognized charges, contact the studio front desk first. If you cannot identify the merchant at all, visit clover.com/receipt and enter your card details to pull up the transaction and see the exact store name and address.
- Single drop-in class fee or multi-class studio punch-pass payment
- Front desk purchase of protein bars, sports drinks, or workout towels
- Personal training assessment or fitness coaching session fee
Auditing Fitness Studio Debits
Check your studio scheduling app attendance records against your electronic statement debits to confirm each charge lines up with a booked session.
- Recall visits to fitness studios or personal training facilities on the charge date.
- Check studio scheduling apps (such as Mindbody) to verify booked class sessions.
- Confirm whether the charge was a one-time class fee or recurring studio membership.
- Contact the studio front desk if you were charged for a session you cancelled in advance.
Frequently Asked Questions
Why does my boutique gym appear as CLV* on my statement?
The gym uses a Clover point-of-sale register at its front desk, which automatically attaches CLV* to all processed card payments.
How do I cancel recurring class memberships billed on Clover?
Contact the gym management directly in writing according to your studio membership agreement to terminate recurring billing.
Part of a family
CLV* APEX FITNESS is one of the CLV* Clover Network point-of-sale charges lines — see the whole family decoded.
Independent reference — not affiliated with Clover. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Clover POS Systems for Fitness and Personal Services https://www.clover.com/pos-systems/service
- Fiserv Consumer Payment Disclosures https://www.fiserv.com
Reviewed Sep 11, 2026 · high · About UnknownCharges