The short answer
The registry records Wise Cross-Border Transfer Card Funding as a possible interpretation of CKO * WISE PAYMENTS. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of CKO * WISE PAYMENTS mean?
- CKO *
- A payment-processor prefix this registry groups under CKO* Checkout.com global payment charges. The text after the asterisk usually names the specific business or product. Prefix guide →
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Recognizing Wise International Transfer Charges
Unreviewed registry note: If you see CKO * WISE PAYMENTS on your bank or credit card statement, this is a payment processed by Checkout.com on behalf of Wise US Inc — the company behind the Wise international money transfer and multi-currency account platform. Wise (formerly TransferWise) lets you send money abroad at the mid-market exchange rate with a small transparent fee, and you can fund those transfers directly from your debit or credit card. Checkout.com is Wise's card payment processor, and it attaches the CKO * prefix to every card-funded Wise transaction before the descriptor hits your statement.
Unreviewed registry note: This charge appears when you send money to a recipient in another country, add funds to your Wise multi-currency balance, pay an overseas invoice, or reload a Wise travel card. The amount on your statement will match your transfer amount plus any applicable Wise conversion or card-funding fee. Wise charges a slightly higher fee for card payments versus bank transfers, so the total debit is often a few dollars above the core send amount.
- Unreviewed registry note: Funding an international money transfer sent to a friend, family member, or vendor abroad
- Unreviewed registry note: Adding funds to your Wise multi-currency digital account or travel card
- Unreviewed registry note: Paying an international tuition or overseas real estate deposit via Wise
Verifying Wise Transfer Receipts and Tracking
Unreviewed registry note: Every Wise transfer generates a detailed receipt with a unique reference number. Open your activity feed in the Wise app and tap the transaction to download an official PDF receipt, which includes recipient details, exchange rate, fee, and timestamp — useful if your card issuer requests documentation for a dispute.
- Unreviewed registry note: Sign in to wise.com or open the Wise mobile app.
- Unreviewed registry note: Open your activity feed to view the specific transfer and recipient details.
- Unreviewed registry note: Confirm that the card debit matches your transfer amount plus Wise conversion fee.
- Unreviewed registry note: Download an official PDF transfer receipt from the Wise transaction details menu.
Frequently Asked Questions
Why did Wise bill my card under CKO *?
Unreviewed registry note: Wise partners with Checkout.com for rapid debit card processing, which attaches the CKO * prefix to statement descriptions.
Part of a family
CKO * WISE PAYMENTS is one of the CKO* Checkout.com global payment charges registry groups. A shared group does not establish who billed your transaction.
Independent reference — not affiliated with Wise. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Wise Payment Methods and Card Processing Help https://wise.com/help/
- Checkout.com Global Cross-Border Payments https://www.checkout.com
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