The short answer
The registry records Buffer as a possible interpretation of BUFFER. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
What is the BUFFER charge?
Unreviewed registry note: A charge labeled BUFFER on your credit card or bank statement most commonly comes from Buffer, a software platform used for social media scheduling, publishing, and analytics. If you or someone in your household or business manages social channels, this charge represents a monthly or annual software subscription. Buffer offers paid plans such as Essentials, Team, and Agency, which bill on recurring cycles starting around $6 to $12 per channel each month, or flat monthly rates for larger teams.
Bank Features and Finance Apps
Unreviewed registry note: Some retail banks and credit unions use the word buffer internally on account statements. In banking terminology, a balance buffer is an interest-free cushion that prevents overdraft fees when a checking balance dips slightly below zero. This type of buffer is an account feature rather than a separate debit charge.
Unreviewed registry note: Certain automated micro-savings and personal finance applications also use the word buffer when sweeping small sums from checking into savings. These apps transfer funds automatically to protect users against unexpected expenses. If your statement line item reflects an internal transfer rather than a debit card purchase from Buffer, check whether your savings app scheduled an automated sweep.
- Step 1 Unreviewed registry note: Check the amount. If the amount is consistent (e.g., $10, $20), it is very likely a subscription service like the Buffer social media tool.
- Step 2 Unreviewed registry note: If the charge is unfamiliar and you do not use Buffer.com or financial apps, call your bank immediately.
Is a bank buffer an actual fee?
Unreviewed registry note: Usually, a bank 'Balance Buffer' is not a charge you pay, but rather a system status reflected on your statement. However, subscription apps will charge a real fee.
Dispute Rights & Fraud Prevention
Unreviewed registry note: Under the Fair Credit Billing Act, cardholders have sixty days from the date of an unfamiliar statement charge to submit a formal billing dispute. If an unauthorized party used your card number to buy software through Buffer, your card issuer must investigate the claim and provide a provisional credit while they review the charge.
Independent reference — not affiliated with Buffer. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Evidence review pending · pending · About UnknownCharges