The short answer
BRIGIT PLUS represents a monthly subscription fee or advance repayment for Brigit, a financial health application that provides cash advances up to $250, credit monitoring, and automated overdraft protection.
How Brigit bills your card
Brigit operates a mobile platform that pairs budgeting tools with cash advance facilities. While the company offers a basic free membership tier for financial tracking, its core features like Instant Cash advances and credit builder accounts require an active Brigit Plus or Premium subscription.
The standard Brigit Plus plan bills at $9.99 per month, while the Premium tier costs $14.99 per month. Once you link a checking account and debit card during enrollment, the subscription charge recurs automatically on the monthly anniversary of your sign-up date.
In addition to monthly plan fees, Brigit initiates electronic ACH debits to recover cash advances. When you accept an advance, Brigit schedules a repayment debit on your next confirmed payday. If your account balance drops below the repayment total, Brigit's auto-extension features may adjust repayment dates to avoid triggering bank overdraft charges.
The fine print nobody reads
- A monthly $9.99 or $14.99 subscription fee that continues billing even if you never requested a cash advance.
- An automatic paycheck advance recovery debit that cleared on your payroll deposit morning.
- An express delivery fee chosen for instant disbursement to your external debit card.
- A credit builder deposit installment scheduled to fund your secured credit accumulation.
Your next move
- Launch the Brigit app on your mobile device Open the app, go to Settings from the profile icon, and tap Plan & Billing to view your current subscription tier and recent invoice history.
- Verify outstanding advance balances Check the Cash Advance screen to confirm if any pending repayments match the debit amount on your bank statement.
- Downgrade or pause membership Select Switch to Free Plan under subscription options to stop future $9.99 monthly recurring plan charges.
Questions cardholders ask
Why is Brigit charging me if I did not borrow money this month?
Brigit Plus charges a fixed monthly membership fee for access to advance features and credit monitoring, regardless of whether you took an advance during the billing cycle.
How do I cancel my Brigit subscription completely?
Open the Brigit app, tap the Settings gear in your profile, select Plan & Billing, and choose Switch to Free Plan. Ensure any active advances are settled first.
Independent reference — not affiliated with Brigit Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Brigit Terms of Service and Plan Pricing https://www.hellobrigit.com/terms
- FTC Consumer Advice on Cash Advance Apps https://consumer.ftc.gov/articles/cash-advance-apps-what-you-need-know
Reviewed Sep 26, 2026 · high · About UnknownCharges