The short answer
A transaction stating BALTIMORE GAS AND ELEC is a monthly utility bill paid to Baltimore Gas and Electric Company (BGE), Maryland's largest combination gas and electric distributor, serving central Maryland.
Recognizing Baltimore Gas and Electric Charges
A charge reading BALTIMORE GAS AND ELEC on your bank or credit card statement is an authentic payment made to Baltimore Gas and Electric Company. This transaction represents a monthly BGE Electric and Gas Utility Bill for residential or commercial property in central Maryland. BGE is an Exelon utility company that supplies electricity and natural gas across Baltimore City and ten surrounding counties, including Baltimore, Anne Arundel, Howard, Harford, Carroll, and Prince George's counties.
Utility charges fluctuate each month based on your actual energy consumption, seasonal weather shifts, and regulated rate adjustments. During winter months, heating demand increases natural gas usage, while summer cooling raises kilowatt-hour electric consumption. Your statement balance also combines delivery charges, commodity supply costs, EmPOWER Maryland energy efficiency fees, and local taxes. If you enrolled in BGE AutoPay or paid through the bge.com customer portal, the exact monthly statement amount is debited automatically from your payment method on file.
If you see this charge unexpectedly, verify whether a family member or tenant paid a Maryland utility bill using your card. You can check the specific charges by logging in to your account at bge.com to review your itemized bill and usage history graphs. Compare the billed date and dollar figure on your bank statement with the PDF bill in your online account. If you moved out of BGE service territory but are still being charged, log in to stop service or remove your saved payment details under Payment Methods.
- Recurring monthly AutoPay draft from your checking account
- One-time invoice payment made through bge.com or BGE automated phone lines
- Weather-driven winter natural gas heating consumption
Validating Charges on Your BGE Account
Before disputing a utility charge with your bank, compare your monthly BGE statement against the withdrawal on your bank statement. Third-party energy suppliers frequently alter commodity supply rates, which can cause sudden bill increases even when your energy consumption remains steady. Follow these steps to inspect your account details and manage automated payments.
- Visit bge.com and log in to your registered customer account.
- Open My Bill to inspect the itemized electric and natural gas consumption graphs.
- Confirm whether a third-party energy supplier is responsible for generation charges.
- Adjust or cancel automated recurring payments under Payment Methods.
Frequently Asked Questions
What is the EmPOWER Maryland surcharge on my BGE statement?
This is a state-mandated program fee supporting energy conservation, weatherization assistance, and customer rebates across Maryland.
How can I cancel BGE AutoPay prior to my statement due date?
Access your online payment settings at least two full business days before your scheduled debit date and turn off the AutoPay toggle.
Independent reference — not affiliated with Baltimore Gas and Electric. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- BGE Billing and Payment Options https://www.bge.com/my-account/my-bill
- Maryland Public Service Commission Consumer Information https://www.psc.state.md.us
Reviewed Sep 11, 2026 · high · About UnknownCharges