The short answer
A transaction for AUTHORIZE.NET* GATEWAY represents a monthly payment gateway fee ($25/mo) or per-transaction routing fee billed to a merchant by Visa Inc. (Authorize.Net).
Why it shows up like this
Authorize.Net is one of the oldest and largest payment gateways in the world, routing e-commerce, mobile, and point-of-sale transactions to merchant processing banks.
Descriptors include AUTHORIZE.NET* GATEWAY, AUTHORIZE.NET INC, or AUTHNET* MONTHLY, typically billing a $25 monthly gateway account fee plus $0.10/transaction.
Common reasons for this charge
- A monthly payment gateway subscription fee ($25/mo) billed to a merchant account holder.
- Per-transaction gateway routing fees ($0.10 per transaction) or batch settlement fees.
- Fraud Detection Suite (AFDS) or Customer Information Manager (CIM) add-on tool fees.
How to locate the invoice and cancel
- Sign in to Authorize.Net Merchant Interface Go to account.authorize.net and log in with your API credentials.
- Access Billing Statements review to Account > Statements to view monthly billing invoices.
- Close Gateway Account Go to Account > User Administration > Close Account or contact merchant support at 1-888-322-5945.
Frequently Asked Questions
Is Authorize.Net owned by Visa?
Yes, Authorize.Net was acquired by CyberSource and is a direct subsidiary of Visa Inc.
Is Authorize.Net a charge from a store I bought from?
No. A charge labeled AUTHORIZE.NET* GATEWAY is a B2B gateway software fee paid by website owners and developers, not an end-consumer retail purchase.
Dispute Rights & Fraud Prevention
If you do not operate an e-commerce website using Authorize.Net, report the unauthorized charge to your credit card issuer.
Commercial card disputes must be submitted within 60 days under the Fair Credit Billing Act.
How do I contact Authorize.Net merchant support?
Call 1-888-322-5945 or visit support.authorize.net.
How long does a dispute investigation take?
Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).
Independent reference — not affiliated with Visa Inc. / Authorize.Net. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Authorize.Net Merchant Services Agreement https://www.authorize.net
- CFPB: Commercial Payment Gateway Protections https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges