The short answer
The registry records Authorize.Net Payment Gateway (Visa) as a possible interpretation of AUTHORIZE.NET* GATEWAY. This descriptor-to-company association has not passed claim-level evidence review. Compare the exact line, amount and posted status with your own receipt or account activity; the name alone cannot confirm the merchant or whether you authorized the payment.
What do the parts of AUTHORIZE.NET* GATEWAY mean?
- AUTHORIZE.NET * GATEWAY
- Before the asterisk, "AUTHORIZE.NET" usually names the platform or parent company. After it, "GATEWAY" usually names the product, store or order. How descriptors work →
- AUTHORIZE.NET
- A web address in the line. Compare it with the company site on your receipt or account email before relying on it.
The notes below are unreviewed registry explanations, not confirmation of merchant identity, authorization or current policy. Claim-level source review is pending for this entry.
Why it shows up like this
Unreviewed registry note: A statement entry reading AUTHORIZE.NET* GATEWAY represents a business-to-business processing fee charged by Visa Inc. / Authorize.Net. Unlike ordinary consumer retail purchases, this charge comes from the Authorize.Net Payment Gateway (Visa), an infrastructure service that connects online shopping carts, mobile terminals, and websites to merchant acquiring banks. If you own an online store, run a professional practice, or operate a company that accepts card payments online, this entry reflects your recurring gateway software subscription.
Unreviewed registry note: The standard billing structure for an Authorize.Net account includes a fixed gateway fee of $25 per month, plus a per-transaction routing fee of $0.10 and a daily batch settlement fee of $0.10. If your statement lists an amount higher than $25, the additional charges reflect your transaction volume from the prior calendar month or optional add-on tools. Popular add-ons include the Advanced Fraud Detection Suite (AFDS), Customer Information Manager (CIM) for storing tokenized credit card data, and recurring automated billing services.
Unreviewed registry note: If you do not run a business that accepts credit card payments, this charge could indicate that someone set up a merchant gateway account using your stolen payment details. Alternatively, business owners often overlook this fee after closing an old e-commerce store because closing a website does not automatically close the underlying gateway account. To review your statements or close your merchant account, log in to the merchant interface at account.authorize.net or call their support line at 1-888-322-5945. If the charge is fraudulent, contact your card issuer immediately to report unauthorized activity.
Common reasons for this charge
Unreviewed registry note: Most Authorize.Net charges stem from ongoing merchant services agreements maintained by business owners. When you open a merchant account through a bank or independent sales organization, the gateway subscription remains active even during months when you process zero customer sales.
- Unreviewed registry note: A monthly payment gateway subscription fee ($25/mo) billed to a merchant account holder.
- Unreviewed registry note: Per-transaction gateway routing fees ($0.10 per transaction) or batch settlement fees.
- Unreviewed registry note: Fraud Detection Suite (AFDS) or Customer Information Manager (CIM) add-on tool fees.
Frequently Asked Questions
Is Authorize.Net owned by Visa?
Unreviewed registry note: Yes, Authorize.Net was acquired by CyberSource and is a direct subsidiary of Visa Inc.
Is Authorize.Net a charge from a store I bought from?
Unreviewed registry note: A charge labeled AUTHORIZE.NET* GATEWAY is a B2B gateway software fee paid by website owners and developers, not an end-consumer retail purchase.
Dispute Rights & Fraud Prevention
Unreviewed registry note: If you do not operate an e-commerce business and have never registered for a merchant processing gateway, an Authorize.Net charge strongly indicates fraudulent card usage. Contact your bank or credit card company immediately to block your card and report the unauthorized billing.
Unreviewed registry note: Under the Fair Credit Billing Act, cardholders have sixty days from the statement date to formally dispute inaccurate or fraudulent charges. If the charge was billed to a corporate card, notify your accounting department and card issuer right away, as commercial cards sometimes carry narrower dispute windows than personal consumer credit cards.
How do I contact Authorize.Net merchant support?
Unreviewed registry note: Call 1-888-322-5945 or visit support.authorize.net.
Independent reference — not affiliated with Visa Inc. / Authorize.Net. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
- Authorize.Net Merchant Services Agreement https://www.authorize.net
- CFPB: Commercial Payment Gateway Protections https://www.consumerfinance.gov
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