The short answer
This is a membership fee for Anytime Fitness.
What is the Anytime Fitness charge?
A statement entry showing ANYTIME FITNESS represents recurring membership dues or gym fees from Anytime Fitness LLC. Most charges correspond to an active bi-weekly or monthly gym membership, though initial enrollments often include key fob activation fees. Because individual franchises are independently owned, the exact billing name may include the franchise location, or show through billing processors like ABC Fitness or ABC Financial.
Unexpected charges from Anytime Fitness frequently occur due to annual maintenance fees, which most franchise agreements bill once a year in addition to regular monthly dues. These annual club enhancement fees typically range from $39 to $59 and catch members off guard if they only track monthly membership drafts. Another common trigger is an expired promotional rate that automatically shifted to the standard monthly rate, or late fees added after a past payment failed to clear.
To resolve an unfamiliar charge, contact your local home club directly rather than calling the national corporate headquarters. Each franchise manages its own member roster, billing schedule, and cancellation requests. When you visit or call the gym, ask the club manager for an itemized ledger of your account showing recent drafts and contract terms. If you intended to terminate your membership, keep in mind that most locations require a written 30-day notice submitted in person or sent via certified mail before billing stops.
Unrecognized or Incorrect Charges
If you do not recognize a specific charge, check your original membership agreement. The contract outlines your recurring billing dates, annual rate guarantees, and club enhancement fees. Many clubs use third-party processors like ABC Fitness, ABC Financial, or Debitsuccess, which may appear directly on your card statement alongside the gym name.
- Step 1 Gather documentation: Collect any evidence of cancellation, emails with club management, or receipts.
- Step 2 Contact the club first: Before disputing the charge with your bank, reach out to your local 'Home Club' directly. They can often resolve billing errors or explain unexpected fees.
Can I just cancel my card to stop paying the gym?
Simply blocking charges or getting a new debit card often does not cancel your legal contract with the gym. This can lead to the club sending your account to a collections agency for unpaid dues.
Dispute Rights & Fraud Prevention
Under the Fair Credit Billing Act, you have the legal right to dispute unauthorized or fraudulent transactions with your bank within 60 days of the statement date. If you never signed an agreement with Anytime Fitness LLC, report the transaction to your card issuer immediately as potential card fraud.
If you are a past member attempting to end payments, avoid simply cancelling your debit or credit card. Gym franchises regularly send unpaid balances to third-party collection agencies when contracts are not terminated according to the signed cancellation policy. Resolving the dispute in writing with your home club protects your credit score while halting future drafts.
Frequently asked questions
Is the ANYTIME FITNESS charge legitimate?
If you authorized a payment to Anytime Fitness, then yes. This is the statement descriptor used by Anytime Fitness LLC. Anytime Fitness LLC
Independent reference — not affiliated with Anytime Fitness LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov
Reviewed Aug 5, 2026 · low · About UnknownCharges