The short answer
ABC*CLUB FITNESS most likely is gym membership dues billed through ABC Fitness Solutions, a company that runs member billing for health clubs. ABC's own help documents describe it billing members automatically on the schedule in their membership agreement, but they do not show this exact statement text or name the gym. Start with your gym membership agreement and the club's billing records, and ask household members whether they joined a gym using your card.
What do the parts of ABC*CLUB FITNESS mean?
- ABC * CLUB FITNESS
- Before the asterisk, "ABC" usually names the platform or parent company. After it, "CLUB FITNESS" usually names the product, store or order. How descriptors work →
What ABC Fitness Solutions does for gyms
An ABC Fitness Solutions guide for clubs, revised in September 2023 and published on its Anytime Fitness help site, says that once a member is entered into ABC, through the club's iPad sign-up or a manual agreement entry, ABC starts billing the member's account automatically on a recurring basis according to the billing frequency. That frequency can be weekly, biweekly or monthly. The guide lists dues, enhancement and tanning as examples of recurring card-on-file billing, while down payments are collected separately at the club or through its sign-up iPad.
ABC's DataTrak help page explains that clubs store credit card and EFT payment options for each member in an electronic wallet and choose a default option for ABC Billing, card on file or the club account. Billing information for primary and secondary members is kept separately, so two people on one membership can each have a different card on file.
Does ABC Fitness Solutions own my gym?
The ABC guide reviewed here describes ABC billing members on behalf of clubs and depositing the money it collects to the club, minus fees. It does not describe ABC as the owner of the club.
Sources for this section: ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) · ABC Fitness Solutions: About Member Billing (DataTrak help) · ABC Fitness Solutions: Billing Information (club help). See the claim limits below.
Find the membership behind the charge
Because ABC bills on behalf of clubs, the gym's records are the place to confirm the charge. ABC's help documentation says the club-side billing section of a member's account shows the billing name, payment history, next payment due, current payoff and any fees owed. Ask the club to check those details against the date and amount on your statement, and to tell you the billing frequency in your agreement.
Your first charge after joining may not match later ones, since ABC's guide treats the down payment taken at sign-up separately from the recurring dues that follow. If a household member also has a membership, ask the club to look for a secondary member record that uses your card.
Sources for this section: ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) · ABC Fitness Solutions: About Member Billing (DataTrak help) · ABC Fitness Solutions: Billing Information (club help). See the claim limits below.
If you canceled or did not authorize it
The ABC pages reviewed here do not describe how a member cancels, so check the cancellation terms in your gym agreement. If you canceled and the charges continue, the OCC's HelpWithMyBank site says to first write to the merchant telling it to stop the charges, then notify your bank in writing about the charges you believe are in error, using the billing error address on your statement. The bank must receive that notice within 60 days of sending the first statement that contains the charges.
If neither you nor anyone in your household joined a gym, contact your card issuer promptly. The OCC says prompt notice helps limit your liability for unauthorized credit card charges and that the bank must report the results of its investigation within two complete billing cycles or 90 days, whichever is less.
Sources for this section: ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) · OCC HelpWithMyBank: charges continue after canceling · OCC HelpWithMyBank: unauthorized charges on a credit card. See the claim limits below.
Independent reference — not affiliated with ABC Fitness Solutions, LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Sources and evidence
Sources may support different parts of this page. A company homepage does not establish a statement descriptor, refund policy or contact detail. Check the claim notes and your own receipt before acting.
Descriptor identity corroborated · Checked 2026-11-01
Replaced root-domain abcfitness.com and bbb.org sources with three ABC Fitness Solutions help documents and two OCC pages; abcfitness.com itself returned an access block and was not used. Removed the legitimacy claim, the unsupported Planet Fitness and Gold's Gym client claims, the collections warning, the quoted support text that could not be verified, generic FAQs, the gym cancellation cancelSteps, the invented 14 to 30 day refund window and the fraudRisk verdict. Identity is corroborated by the company name and documented gym-billing role; the exact descriptor and the gym behind CLUB FITNESS remain unconfirmed.
- ABC Fitness Solutions documents that it automatically bills gym members on a recurring basis per their billing frequency and remits collected money to the club less fees.
ABC matches the company's name, but no reviewed ABC page shows ABC*CLUB FITNESS on statements or identifies which gym it refers to. The guide is written for Anytime Fitness clubs. Planet Fitness and Gold's Gym aliases are unverified lookup variants.
Sources: ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) (checked 2026-11-01) · ABC Fitness Solutions: About Member Billing (DataTrak help) (checked 2026-11-01) - Clubs keep per-member payment options, separate primary and secondary billing, and an account summary with payment history and next payment due; down payments are separate from recurring dues.
These are staff-facing help pages; they show what the club can see, not a member self-service route.
Sources: ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) (checked 2026-11-01) · ABC Fitness Solutions: About Member Billing (DataTrak help) (checked 2026-11-01) · ABC Fitness Solutions: Billing Information (club help) (checked 2026-11-01) - If charges continue after canceling, write to the merchant and notify the bank in writing within 60 days of the first statement with the charges.
No ABC or club cancellation procedure was documented in the pages read.
Sources: ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) (checked 2026-11-01) · OCC HelpWithMyBank: charges continue after canceling (checked 2026-11-01) - Report unauthorized credit card charges to the bank promptly; the bank must investigate within two billing cycles or 90 days.
General OCC guidance for OCC-regulated banks; no outcome for a specific charge.
Sources: OCC HelpWithMyBank: unauthorized charges on a credit card (checked 2026-11-01)
- ABC Fitness Solutions: ABC Member Billing and Merchant Services (club guide, rev. 09-2023) https://help.abcfitness.com/anytimefitness/Resources/Documents/ABC-Member-Billing-and-Merchant-Services.pdf
ABC automatically bills members on a recurring basis per billing frequency once entered into ABC, dues as recurring card-on-file billing, down payments handled separately, and remittance of collected money to the club less fees. Written for Anytime Fitness clubs; does not show any statement descriptor. · Checked 2026-11-01
- ABC Fitness Solutions: About Member Billing (DataTrak help) https://help.abcfitness.com/help/datatrak_help/Members/Billing/About_Member_Billing.htm
Clubs store card and EFT options per member for ABC Billing, card on file or club account; primary and secondary members' billing kept separately. Staff-facing; does not show any statement descriptor. · Checked 2026-11-01
- ABC Fitness Solutions: Billing Information (club help) https://help.abcfitness.com/help/obc_help/BillingInformation.html
The member account summary shows billing name, payment history, next payment due, current payoff and fees owed. Staff-facing; does not describe member access. · Checked 2026-11-01
- OCC HelpWithMyBank: charges continue after canceling https://helpwithmybank.gov/help-topics/credit-cards/payments/preauthorized-payments/preauthorized-canceled.html
Write to the merchant to stop charges, then notify the bank in writing within 60 days of the first statement with the charges. Written about a free-trial case and OCC-regulated banks; not specific to gyms. · Checked 2026-11-01
- OCC HelpWithMyBank: unauthorized charges on a credit card https://www.helpwithmybank.gov/help-topics/credit-cards/disputes-unauthorized-charges/unauthorized-charges/unauthorized-charge-steps.html
Notify the bank promptly about unauthorized credit card charges; investigation results within two billing cycles or 90 days. Not specific to gyms; applies to OCC-regulated banks. · Checked 2026-11-01
Descriptor identity corroborated · medium · About UnknownCharges