163 Cobranças
Processadores de pagamento e prefixos
SQ*, TST*, PADDLE.NET*: prefixos de intermediários onde o estabelecimento real vem após o asterisco.
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Aug 22 ACI FL POWER & LIGHT Florida Power & Light Bill $189.40 08/31 ACI PAYMENTS INC ACI Payments Inc Government Payment $255.00 08/05 ACTBLUE ActBlue $20.24 08/05 ADYEN N.V. Adyen $12.50 08/31 AIDVANTAGE STUDENT LOAN Student Loan Repayment $185.50 08/31 ASPCA GIVING Recurring Animal Welfare Donation $19.00 May 10 ASTOUND*BROADBAND Astound Broadband 55.00 07/28 ATT*BILL AT&T monthly bill payment $65.00 Nov 05 ATT CONS PHONE PMT AT&T Consumer Payment $105.20 Jul 25 ATT*VTR AT&T Service Payment $65.00 Current AUSTIN ENERGY* CITY UTIL City of Austin Utility Bill Variable monthly bill 08/01 AUTHORIZE.NET* GATEWAY Authorize.Net Payment Gateway (Visa) $25.00 08/01 BOINGO* WIRELESS AIRPORT Boingo Wireless Hotspot Pass / Subscription $14.95 Mar 09 BOOST MOBILE *833-502-6678 Boost Mobile AutoPay $50.00 08/05 BRAINTREE Braintree $15.00 Oct 15, 2026 BRINKS HOME SECURITY Brinks Home $39.99 Aug 15 BWSC Payment Services Water Utility Payment $45.00 08/31 CA DMV ONLINE APP California DMV Online Payment $72.00 07/09 CASH APP *JORDAN R Cash App $25.00 Current CENTERPOINT* ENERGY ELEC CenterPoint Energy Utility Bill Variable monthly bill May 10 CENTURYLINK*AUTO PAY CenturyLink 65.00 08/31 CHARITY WATER Clean Water Charity Donation $30.00 08/01 CHASE* PAYMENT SOLN Chase Payment Solutions Merchant Acquirer $25.00 2023-11-15 CHW / CHOICE HOME WARRANTY Choice Home Warranty Premium or Service Fee 45.00 Any Date CINCH HOME SERVICES Cinch Home Services Home Warranty $28.00 - $150.00 08/01 CISCO* WEBEX CALLING Cisco Webex Cloud Calling & PBX Platform $90.00 08/01 CLOVER* POS NETWORK Clover Point-of-Sale Hardware & Payment Gateway $45.00 08/31 COLLEGE BOARD*AP EXAM Advanced Placement Exam Fee $98.00 07/22 COMCAST XFINITY Xfinity (Comcast) monthly bill $89.99 Current COMED* ELECTRIC UTILITY ComEd Electric Utility Bill Variable monthly bill Current CON EDISON* NY UTILITY Con Edison Electric & Gas Utility Variable monthly bill Apr 22 CONSUMER CELLULAR *888-345-5509 Consumer Cellular Bill Payment $35.00 May 10 COX COMM*CABLE/INT Cox Communications 99.99 Dec 01 CRICKET WIRELESS *855-246-2461 Cricket Wireless Auto Pay $55.00 07/09 CSC SERVICEWORKS ULT Laundry or air-vending machines $4.50 08/31 DC TREASURER District of Columbia Municipal Payment $125.00 08/01 DIALPAD* AI VOICE PHONE Dialpad AI Voice Business Phone Subscription $60.00 Current DOMINION ENERGY* POWER Dominion Energy Utility Payment Variable monthly bill 08/31 DONORBOX GIVING Nonprofit Donation via Software Gateway $30.00 07/18 DRI*SOFTWARE STORE A software seller billed via Digital River $59.88 Current DUKE ENERGY* ELEC PMT Duke Energy Utility Payment Variable monthly bill 08/31 EDFINANCIAL SERVICES Student Loan Repayment $215.00 08/01 8X8* WORK XCaaS 8x8 Work Unified Communications Subscription $85.00 Current EVERSOURCE* ENERGY UTIL Eversource Energy Utility Bill Variable monthly bill 08/31 FLHSMV ONLINE Florida Highway Safety and Motor Vehicles Payment $35.00 Current FPL* POWER AND LIGHT Florida Power & Light Utility Bill Variable monthly bill May 10 FRONTIER*INTERNET Frontier Communications 69.99 Aug 30, 2026 Frontpoint Frontpoint Security 49.99 06/22 FS *DEVTOOLS.CO A software product billed via FastSpring $79.00 08/31 GEICO AUTO PREM GEICO Auto Insurance Premium $85.00 Current GEORGIA POWER* ELEC SVC Georgia Power Electric Bill Variable monthly bill 08/31 GOFUNDME*DONATION Crowdfunding Campaign Contribution $20.00 May 10 GOOGLE*FIBER Google Fiber 70.00 08/01 GRASSHOPPER* VIRTUAL Grasshopper Virtual Phone Number Subscription $35.00 08/01 HEARTLAND* RESTAURANT Heartland Restaurant POS & Merchant Services $75.00 08/31 HEIFER INTERNATIONAL Global Poverty Charity Donation $120.00 08/01 HELCIM* INTERCHANGE Helcim Interchange-Plus Payment Gateway $0.00 07/03 IN *ACME SERVICES LLC A business that invoiced you via QuickBooks $285.00 Aug 01 INVOICE CLOUD InvoiceCloud Payment Processing $150.25 08/31 KIVA MICROFUNDS Micro-lending Platform Transaction $25.00 Aug 18 KUBRA EZ-PAY KUBRA Payment Processing $115.00 Current LADWP* WATER AND POWER LADWP Electric & Water Bill Variable monthly bill 08/31 LIBERTY MUTUAL EPAY Liberty Mutual Insurance Premium $145.50 08/01 LIGHTSPEED* POS COMM Lightspeed Cloud POS & Payment Platform $69.00 08/31 MAKE A WISH FOUNDATION Children's Charity Donation $20.00 May 10 MEDIACOM*CABLE/BB Mediacom Communications 79.99 08/01 MERCHANT ONE* GATEWAY Merchant One Gateway & POS Services $13.95 August 20, 2026 MERRY MAIDS Merry Maids Cleaning Services $150.00 Feb 14 MINT MOBILE *800-683-7392 Mint Mobile Bulk Prepaid Plan $90.00 08/31 MOHELA AUTO PAY Student Loan Repayment $210.00 08/31 MSF USA / DOCTORS W/O BOR Charitable Donation $20.00 Current NATIONAL GRID* UTILITY National Grid Electric & Gas Bill Variable monthly bill 08/31 NATURE CONSERVANCY Environmental Charity Donation $15.00 08/31 NAVIENT ED LOAN PAY Private Student Loan Payment $310.00 06/17 NAYAX VENDING A vending or self-service machine $3.25 08/31 NC DOR TAX PAYMENT North Carolina Department of Revenue Payment $150.00 08/31 NELNET LOAN SERV PAY Student Loan Payment $150.00 08/01 NEXTIVA* BUSINESS VOIP Nextiva Business Communications Platform Subscription $75.00 Current NICOR GAS* UTILITY PMT Nicor Gas Utility Bill Variable monthly bill 08/31 NJ MVC WEB FEE New Jersey Motor Vehicle Commission Payment $24.00 08/31 NPR SUSTAINING MEMBER Local Public Radio Membership $10.00 08/31 NYSDMV ONLINE TRANS New York DMV Online Transaction $64.50 08/01 OOMA* OFFICE PHONE SVC Ooma Office Cloud Phone Service Subscription $39.90 May 10 OPTIMUM*ONLINE Optimum / Altice USA 89.99 2026-08-25 ORKIN PEST CONTROL Orkin Pest Control Services 125.00 08/31 OXFAM AMERICA Global Poverty Charity Donation $15.00 06/08 PADDLE.NET* APPMAKER A software product billed via Paddle $29.00 07/22 PAI ISO An independent ATM $63.50 08/31 PAY.GOV U.S. Treasury Pay.gov Portal $50.00 08/01 PAYJUNCTION* PAPERLESS PayJunction Paperless Payment Gateway $10.00 08/01 PAYMENT DEPOT* MBR Payment Depot Membership Merchant Processing $79.00 Aug 10 PAYMENTUS CORP Paymentus Billing Solutions $210.50 07/10 PAYPAL INST XFER PayPal instant transfer $120.00 07/16 PAYPAL *NOVELTYSHOP A seller paid through PayPal $31.40 08/01 PAYROC* PROCESSING Payroc Merchant Processing & Gateway Services $49.95 08/31 PBS PASSPORT Public Television Membership Benefit $5.00 08/31 PEARSON VUE EXAMS Certification or Licensure Exam Fee $250.00 Current PG&E* UTILITY PAYMENT Pacific Gas and Electric Utility Variable monthly bill Current PGW* PHILA GAS WORKS Philadelphia Gas Works Utility Bill Variable monthly bill Aug 05 PNPBILLPAYMENT Point and Pay Processing $67.80 08/31 PROGRESSIVE INS PAY Progressive Insurance Premium $95.25 08/31 PROMETRIC TESTING Certification or Licensure Exam $180.00 Aug 11 PSN*UTILITY PAYMENT Payment Service Network Transaction $54.20 Current PUGET SOUND ENERGY* PSE Puget Sound Energy Utility Bill Variable monthly bill 08/31 PUSHPAY GIVING Church Tithe or Donation $100.00 08/06 RECURLY* BILL Recurly Subscription Billing Engine $19.95 08/31 AMERICAN RED CROSS Charitable Donation $25.00 08/01 REVEL SYSTEMS* POS Revel Systems Cloud iPad POS SaaS $99.00 Oct 05 RevTrak SV9T 8887171996 RVT School District Payment via RevTrak 45.00 08/01 RINGCENTRAL* MVP CLOUD RingCentral RingEX Cloud Telephony Subscription $90.00 08/31 SALLIE MAE ED LOAN Private Student Loan Payment $280.00 08/31 THE SALVATION ARMY Charitable Donation or Thrift Store Purchase $25.00 Current SEATTLE CITY LIGHT* PWR Seattle City Light Electric Bill Variable monthly bill Aug 12 SEW*COSD City of San Diego Sewer & Water $92.15 08/01 SHIFT4* PAYMENTS POS Shift4 Payments & SkyTab POS Processing $79.00 08/01 SHOPKEEP* POS RETAIL ShopKeep iPad Retail POS (Lightspeed) $49.00 Current SOCALGAS* GAS SERVICE SoCalGas Natural Gas Utility Variable monthly bill 07/18 SPECTRUM INTERNET Spectrum (Charter) monthly bill $69.99 08/01 SPOTON* TRANS RESTAURANT SpotOn Restaurant POS & Payment Gateway $65.00 07/26 SQ *DAILY GRIND CAFE A business that uses Square $6.75 08/01 SQ *INVOICE PAYMENT Square Invoicing Payment Gateway $120.00 Current SRP* POWER AND WATER AZ Salt River Project Utility Bill Variable monthly bill 08/31 ST JUDE CHILDRENS HOSP Recurring Charitable Donation $19.00 May 10 STARLINK*INTERNET Starlink 120.00 08/31 STATE FARM INS PAY State Farm Insurance Premium $112.00 08/31 STATE OF MD TAX PYMT Maryland State Tax Payment $210.00 08/01 STAX* SUBSCRIPTION POS Stax Subscription Merchant Processing (Fattmerchant) $99.00 08/05 STRP * Stripe $25.00 08/01 STRIPE* INVOICE PMT Stripe Invoicing Payment Processor $10.00 08/01 TALECH* POS REGISTER Talech Cloud POS Software (U.S. Bank / Elavon) $29.00 08/01 MSFT* TEAMS PHONE SYS Microsoft Teams Phone System & Calling Plan $90.00 08/01 TILL PAYMENTS* POS Till Payments Omnichannel POS Gateway $32.50 08/31 TITHE.LY GIVING Church Tithe or Offering $50.00 07/15 TMOBILE*AUTO PAY T-Mobile monthly bill payment $72.00 Oct 12 TMOBILE POSTPAID WEB T-Mobile Online Bill Payment $125.00 Aug 20 TMOBILE*VESTA T-Mobile Prepaid via Vesta $50.00 08/01 TOUCHBISTRO* REST POS TouchBistro iPad Restaurant POS SaaS $69.00 07/05 TST* RIVERSIDE DINER A restaurant that uses Toast $42.18 08/31 TWC TAX PYMT Texas Workforce Commission Unemployment Tax $320.00 08/05 2CO.COM 2Checkout (Verifone) $19.99 08/31 UNICEF USA Global Children's Charity Donation $15.00 08/01 UPSERVE* BY LIGHTSPEED Upserve Restaurant POS & Analytics (Lightspeed) $59.00 08/31 US COURTS PACER Public Access to Court Electronic Records Fee $30.00 08/31 USCIS IMMG FEE USCIS Immigrant Fee $220.00 08/31 USPS PO BOX RENEWAL United States Postal Service PO Box Rental $85.00 Aug 20 UTILNET-WPWR-EL Wholesale Power Electricity Payment $124.50 Aug 21 UTILNET-WPWR-NG Wholesale Power Natural Gas Payment $85.20 08/31 VAMOTORVEHICLES Virginia DMV Payment $55.00 07/23 VENMO *PAYMENT Venmo $45.00 May 10 VERIZON*FIOS Verizon Fios 89.99 Aug 31 VIVINT Vivint Smart Home Service or Equipment $39.99 08/01 VONAGE* BUSINESS CLOUD Vonage Business Communications (VBC) Subscription $80.00 Aug 15 VZWRLSS*APOCC Verizon Wireless $84.99 Sep 02 VZWRLSS*IVR Verizon Wireless Phone Payment $115.42 Current WASHINGTON GAS* UTILITY Washington Gas Utility Payment Variable monthly bill 08/31 WIKIMEDIA FOUNDATION Wikipedia Reader Donation $5.00 May 10 WINDSTREAM*COMM Windstream Holdings 60.00 08/05 WINRED WinRed $25.00 08/01 WORLDPAY* AP PAYMENT Worldpay Global Merchant Acquirer $30.00 06/13 WPY*FUNDRAISER A platform that bills through WePay $50.00 08/31 WWF*DONATION Conservation Charity Donation $12.00 Current XCEL ENERGY* UTILITY Xcel Energy Utility Bill Variable monthly bill 06/12 ZELLE PAYMENT TO ALEX M Zelle transfer $150.00
Processadores de pagamento e prefixos
Processadores de pagamento operam como a ponte tecnológica invisível entre os estabelecimentos e seu banco. Ao comprar um café ou contratar um software, o pagamento não é creditado diretamente ao lojista, mas ao seu processador de pagamentos.
Por conta dessa estrutura, o lançamento no cartão de crédito geralmente inicia com um prefixo padronizado que identifica a plataforma adquirente, seguido de um asterisco e do nome abreviado do comércio (como 'SQ *' para Square, 'TST*' para Toast e 'SP *' para Shopify).
Essa arquitetura facilita a operação de pequenos negócios que não mantêm contas mercantis diretas com as bandeiras Visa ou Mastercard, mas pode confundir o titular quando a razão social cadastrada difere do letreiro da loja física.
No ambiente virtual, plataformas como Paddle ('PADDLE.NET*'), Stripe e PayPal processam pagamentos de milhares de aplicativos SaaS e criadores de conteúdo. Ao notar esses prefixos, atente-se sempre aos caracteres situados *após* o asterisco.
A maioria dos grandes processadores oferece buscadores de recibos online. Se tiver uma cobrança misteriosa de Square ou Paddle, basta inserir os dados da transação nos portais de suporte para resgatar o comprovante detalhado com localização e contato do vendedor.
FAQ
O que significa o asterisco (*) no meu extrato bancário?
O asterisco separa o prefixo da processadora de pagamentos (como SQ para Square) do nome do estabelecimento real, indicando intermediação financeira.
Posso contestar um débito se só reconhecer o nome da intermediária?
Tente primeiro identificar a loja pelo texto após o asterisco ou pelo buscador de recibos da adquirente. Contestar compras legítimas pode penalizar indevidamente pequenos comércios.
Por que a loja não faturou com o próprio nome?
Manter uma conta mercantil bancária própria é caro e burocrático. O uso de facilitadores como Stripe ou Toast é muito mais acessível para pequenas empresas.