UnknownCharges

ACH Standard Entry Class (SEC) Code

WEB (Internet-Initiated / Mobile Entry)

WEB
08/05 PAYPAL DES:TRANSFER ID:1029384756 WEB $45.20

Resumen del cargo

WEB (Internet-Initiated / Mobile Entry). WEB denotes an electronic payment authorized online via a website or mobile application using checking account and routing numbers.

Importante: Qué NO es este código

WEB is not a merchant, internet service provider, or website name. It indicates that the payment authorization took place over the internet rather than in person, by telephone, or via paper check.

Significado de WEB

WEB is an ACH classification code used when a consumer authorizes a business to debit funds from their bank account over the internet or through a mobile app.

Common examples include paying an electric bill on an online utility portal, initiating an ACH transfer through PayPal or Venmo, or paying a credit card balance on an issuer's website using direct debit.

Nacha rules require merchants processing WEB debits to use commercially reasonable fraud detection systems and annual security audits to protect account credentials.

Cómo localizar al comercio real

  1. Paso 1 Examine the text before or after 'WEB' on your statement line (e.g., 'PAYPAL DES:TRANSFER WEB' or 'CHASE EPAY WEB').
  2. Paso 2 Search your email for online order confirmations or electronic payment receipts matching the date and dollar amount.
  3. Paso 3 Check digital wallets and peer-to-peer payment apps (PayPal, Venmo, Robinhood) for recent bank transfers initiated from your account.

Formatos habituales en el extracto

  • PAYPAL DES:TRANSFER ID:1029384756 WEB
  • AMERICAN EXPRESS WEB PMT 260805
  • VERIZON WIRELESS ONLINE WEB
  • GEICO DIRECT AUTO WEB PMT

Fuentes verificadas