UnknownCharges

ACH Standard Entry Class (SEC) Code

WEB (Internet-Initiated / Mobile Entry)

WEB
08/05 PAYPAL DES:TRANSFER ID:1029384756 WEB $45.20

要約

WEB (Internet-Initiated / Mobile Entry). WEB denotes an electronic payment authorized online via a website or mobile application using checking account and routing numbers.

重要：このコードが意味しないもの

WEB is not a merchant, internet service provider, or website name. It indicates that the payment authorization took place over the internet rather than in person, by telephone, or via paper check.

WEB の詳細解説

WEB is an ACH classification code used when a consumer authorizes a business to debit funds from their bank account over the internet or through a mobile app.

Common examples include paying an electric bill on an online utility portal, initiating an ACH transfer through PayPal or Venmo, or paying a credit card balance on an issuer's website using direct debit.

Nacha rules require merchants processing WEB debits to use commercially reasonable fraud detection systems and annual security audits to protect account credentials.

実際の加盟店を特定する方法

  1. ステップ 1 Examine the text before or after 'WEB' on your statement line (e.g., 'PAYPAL DES:TRANSFER WEB' or 'CHASE EPAY WEB').
  2. ステップ 2 Search your email for online order confirmations or electronic payment receipts matching the date and dollar amount.
  3. ステップ 3 Check digital wallets and peer-to-peer payment apps (PayPal, Venmo, Robinhood) for recent bank transfers initiated from your account.

代表的な明細表記パターン

  • PAYPAL DES:TRANSFER ID:1029384756 WEB
  • AMERICAN EXPRESS WEB PMT 260805
  • VERIZON WIRELESS ONLINE WEB
  • GEICO DIRECT AUTO WEB PMT

検証ソース