En résumé
A charge from MELIO* B2B PAYMENT represents a vendor invoice payment, expedited ACH fee, or credit card processing fee (2.9%) via Melio Payments Inc.
Pourquoi ce débit apparaît ainsi
Melio provides B2B accounts payable and accounts receivable software, allowing businesses to pay vendor bills via bank transfer or credit card.
Descriptors include MELIO* B2B PAYMENT, MELIOPAYMENTS.COM, or MELIO* [VENDOR NAME], representing bill payments or processing surcharges.
Common reasons for this charge
- A business vendor bill paid with a credit card to extend cash flow (incurring Melio's 2.9% card fee).
- A fast ACH transfer fee ($1.50) or same-day delivery charge for emergency supplier payment.
- An ongoing monthly Melio premium account subscription renewed.
How to locate the invoice and cancel
- Sign in to Melio Go to app.meliopayments.com and log in to your account.
- Go to Pay Tab Review Scheduled and Sent payments to identify the recipient vendor and bill details.
- Manage Payments Cancel any pending scheduled payments before the cutoff time.
Frequently Asked Questions
Why did Melio charge my credit card 2.9%?
When you choose to pay a supplier or utility bill via credit card through Melio even if they only accept checks or ACH, Melio charges a standard 2.9% card processing fee.
Can I cancel a payment processed through Melio?
Payments can be canceled freely while in 'Scheduled' status, but once funds are in transit or deposited to the vendor, they cannot be recalled.
Dispute Rights & Fraud Prevention
If you did not authorize a vendor payment through Melio, contact their compliance team immediately.
Dispute unauthorized commercial transactions under Fair Credit Billing Act guidelines within 60 days.
How do I report an unauthorized Melio payment?
Email [email protected] and file a billing dispute with your card issuer.
How long does a dispute review take?
Card networks typically resolve business transaction disputes within 30 to 90 days.
Répertoire indépendant non affilié à Melio Payments Inc.. Les libellés varient selon les banques.
Sources vérifiées
- Melio Terms of Service & Pricing https://www.meliopayments.com
- CFPB: Commercial Payment & Card Network Protections https://www.consumerfinance.gov