En résumé
This is a legitimate charge from Jersey Mike's Subs.
What is the Jersey Mike's charge?
A charge from 'Jersey Mike's' on your bank statement is often due to an in-store or online food order.
Because locations are franchised and independently operated, descriptors may vary, such as 'JERSEY MIKE'S SUBS', 'JERSEY MIKES STORE [Number]', or 'JERSEY MIKES ONLINE UC'.
Processing Delays and Loyalty Accounts
Remember that 'post dates' on bank statements can sometimes lag by 24–72 hours. A charge appearing today might correspond to a meal you purchased a few days ago.
If you have a 'MyMike’s' loyalty account, it is recommended to add a 4-digit security PIN to your account settings to prevent unauthorized use of rewards or payment methods.
- Step 1 Consider if you or a family member placed an order online, through the app, or via a third-party delivery service (DoorDash/Uber Eats).
- Step 2 If you are certain you did not make a purchase, contact your financial institution immediately to dispute the charge.
Why doesn't it just say Jersey Mike's?
Because stores are franchise-owned, the billing descriptor often includes the specific store number or an 'online' designation for app orders.
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
Répertoire indépendant non affilié à Jersey Mike's Subs. Les libellés varient selon les banques.
Sources vérifiées
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov