En résumé
REVERSAL (Payment Reversal / Credit Adjustment). REVERSAL denotes a cancellation or refund of a previous transaction, crediting funds back to your account due to merchant return or banking correction.
Important : Ce que ce code N'EST PAS
A REVERSAL is not a new charge or debit. It is a credit (funds entering your account) that cancels out an earlier debit.
Comprendre REVERSAL
A transaction reversal occurs when an authorization, debit, or fee is nullified and credited back to your account balance.
Merchant reversals occur when a store cancels an order, processes a product return, or corrects a cashier cashier error prior to daily batch settlement.
Bank reversals occur when your financial institution waives a fee, corrects a duplicate processing entry, or reverses an erroneous debit.
Comment trouver le vrai commerçant
- Étape 1 Look at the merchant or fee description immediately adjacent to 'REVERSAL' or 'REV' on your statement.
- Étape 2 Match the credited amount to a previous debit line on the same or preceding statement cycle.
- Étape 3 Check customer support tickets or return receipts for product refunds or cancelled subscriptions.
Formats courants sur relevé
MERCHANT REVERSAL TARGET.COMFEE REVERSAL OVERDRAFT WAIVERAUTH REVERSAL BEST BUY 0294ACH REV PYMT CANCELLATION
Sources vérifiées
- CFPB: Error Resolution Procedures & Reversals (12 CFR § 1005.11) https://www.consumerfinance.gov/rules-policy/regulations/1005/11/
- Federal Reserve: Payment System Settlement and Reversals https://www.federalreserve.gov/paymentsystems.htm