En résumé
This is a legitimate charge from Whole Foods Market.
What is the WHOLEFDS charge?
A charge for 'WHOLEFDS' (often with 'MKT' or 'FRE') is a purchase made at Whole Foods Market.
Banks use this shortened descriptor because of character limits on transaction logs. The charge will usually include the specific store number.
Amazon Grocery Delivery
Because Amazon owns Whole Foods, grocery deliveries ordered through the Amazon app or website are often fulfilled by Whole Foods and will appear on your statement as 'WHOLEFDS'.
Check your Amazon account's order history, as well as your Whole Foods receipts, to verify the charge.
- Step 1 Log into your Amazon account and look under 'Your Orders' > 'Groceries' to see if a recent delivery matches the amount.
- Step 2 If you did not visit a store or order groceries online, contact your bank to report the transaction as fraud.
Why is the charge a few dollars different than my receipt?
For online grocery delivery, Whole Foods places a pre-authorization hold based on estimated weights for produce. The final charge adjusts when the shopper actually weighs your items.
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
Répertoire indépendant non affilié à Whole Foods Market. Les libellés varient selon les banques.
Sources vérifiées
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov