En résumé
A transaction for SELF FINANCIAL* BUILD represents a monthly installment payment toward a Credit Builder Account or secured Visa card from Self Financial, Inc.
Pourquoi ce débit apparaît ainsi
Self Financial provides credit-builder loans where monthly payments are placed into a certificate of deposit (CD) and reported to all 3 credit bureaus.
Descriptors include SELF FINANCIAL* BUILD, SELF.INC* LOAN PMT, or SELF FINANCIAL 877-883-0999, typically billing $25 to $150 per month.
Common reasons for this charge
- A scheduled monthly loan payment for an active 12-month or 24-month Credit Builder Account.
- An automatic autopay payment to prevent a missed reporting cycle on your credit file.
- A monthly administrative fee associated with the Self secured credit card.
How to locate the invoice and cancel
- Log in to Self Open the Self app or log in at self.inc.
- View Account Status Select your Credit Builder Account.
- Close Account Early Go to Settings > Close Account to unlock your CD funds and pay off remaining balance without penalty.
Frequently Asked Questions
What happens to the money I paid Self if I cancel early?
When you close your Credit Builder Account early, the accumulated loan principal in your CD is unlocked and refunded back to you minus interest and fees.
Does closing my Self account hurt my credit score?
The loan will be reported as closed in good standing, but having fewer open active tradelines may affect your score.
Dispute Rights & Fraud Prevention
If you did not open a loan with Self, contact their security team immediately, as an unauthorized loan application may indicate identity theft.
Dispute unauthorized bank debits under Regulation E within 60 days of the statement date.
How do I report identity theft on a Self account?
Contact Self Financial fraud support at 1-877-883-0999 and submit an identity theft affidavit.
How long does a banking dispute investigation take?
Under federal Regulation E, banks have 10 to 45 business days to investigate unauthorized electronic withdrawals.
Répertoire indépendant non affilié à Self Financial, Inc. / Lead Bank. Les libellés varient selon les banques.
Sources vérifiées
- Self Financial Account Agreement & Terms https://www.self.inc
- CFPB: Understanding Credit Builder Loans https://www.consumerfinance.gov