En résumé
A transaction for CHIME* CREDIT BUILDER represents an internal transfer, auto-pay settlement, or secured fund transfer for a Chime Credit Builder Visa Credit Card (via The Bancorp Bank or Stride Bank).
Pourquoi ce débit apparaît ainsi
Chime offers a secured credit card with no annual fee or interest. Money moved from your Chime Checking account to the Credit Builder account acts as your security deposit and spending limit.
Descriptors include CHIME* CREDIT BUILDER, CHIME SAFER CREDIT, or CHIME BANK TRANSFER, representing funds allocated to your card.
Common reasons for this charge
- An automatic Safer Credit Building transfer moved funds from your Checking Account to pay off your monthly card balance.
- You moved funds into your Credit Builder secured account to increase your available spending limit.
- A recurring transfer was scheduled to fund your credit building deposits.
How to locate the invoice and cancel
- Open Chime App Launch the Chime mobile app or sign in at chime.com.
- Go to Credit Builder Account Select Credit Builder and tap Settings.
- Manage Safer Credit Building Toggle off Safer Credit Building or transfer remaining secured funds back to checking.
Frequently Asked Questions
Is Chime Credit Builder a monthly fee?
No. Chime Credit Builder has 0% interest and no annual or monthly maintenance fees. Transactions represent your own deposited spending funds.
How do I get my money back from Credit Builder?
You can move available funds from your Credit Builder balance back into your Chime Checking Account at any time in the app.
Dispute Rights & Fraud Prevention
If you did not open a Chime account, an unauthorized account may have been created in your name.
Report fraudulent electronic transfers immediately to your bank under Regulation E within 60 days.
How do I report unauthorized Chime activity?
Contact Chime member support at 1-844-244-6363 or notify your primary bank if funds were pulled without authorization.
How long does an electronic transfer dispute take?
Banks have 10 to 45 business days to investigate and resolve unauthorized electronic transfers.
Famille de libellés
CHIME* CREDIT BUILDER fait partie des relevés de Capital One statement codes .
Répertoire indépendant non affilié à Chime Financial, Inc. / The Bancorp Bank, N.A.. Les libellés varient selon les banques.
Sources vérifiées
- Chime Credit Builder Agreement https://www.chime.com
- CFPB: What to Know About Secured Credit Cards https://www.consumerfinance.gov